Oldsmar, FL Utility & Living Guide

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Oldsmar, FL Utility & Living Guide

Oldsmar is a city in Pinellas County, Florida, United States. As of the 2020 census, the city had a population of 14,898.

Last updated: July 9, 2026
Total Utilities$280/mo
1BR Rent$1197/mo
Sales Tax7%
COL Index107 (+7% above national average)
Family Score7/10
Median Home$323,200
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🌤️ Live Weather — Oldsmar
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Living in Oldsmar, summers are hot, with Aug highs around 87.8°F, while winters stay mild, with Jan lows rarely below 53.3°F. At just 151 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 59.2 inches, mostly summer thunderstorms. Within 5 miles: 56 parks, 8 groceries, 124 dining spots and 16 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $73,984. With a 13.9% poverty rate and 72.7% homeownership, the community reflects a stable residential mix. Nearby cities: Town 'n' Country (6mi SE), Citrus Park (7mi NE), Palm Harbor (7mi NW). Air quality is Good — avg AQI 40 over the past week.
📍 City Briefing
Living in Oldsmar, summers are hot, with Aug highs around 87.8°F, while winters stay mild, with Jan lows rarely below 53.3°F. At just 151 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 59.2 inches, mostly summer thunderstorms. Within 5 miles: 56 parks, 8 groceries, 124 dining spots and 16 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $73,984. With a 13.9% poverty rate and 72.7% homeownership, the community reflects a stable residential mix. Nearby cities: Town 'n' Country (6mi SE), Citrus Park (7mi NE), Palm Harbor (7mi NW). Air quality is Good — avg AQI 40 over the past week.
⚠️ Natural Hazard History — Oldsmar
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🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$135/mo

Duke Energy Florida
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

City of Oldsmar Utilities
🗑️ Garbage

$25/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom$1197/mo
2 Bedrooms$1330/mo
3 Bedrooms$1662/mo
Median Home Price$323,200
Property Tax Rate1.1%
Avg Childcare/mo$950

Oldsmar’s housing market is competitive with steady appreciation. Waterfront properties command premium prices.

Cost of Living

Overall COL Index

107

US national avg = 100
vs National Avg

+7% above national average

Groceries

105

Transportation

95

Healthcare

103

Childcare/mo

$950

Tax Rates

Tax Overview
Total Sales Tax7%
Property Tax Rate1.1%
<p>State 6% + County 1%</p>

Florida has no state income tax

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$950/mo

City Pulse

Population Trend
+12% (growing)
Political Climate
Purple (competitive mix)
Business Momentum
Moderate with key industries in manufacturing and professional services
Top Local Concerns
Traffic congestion, Flooding risks, Housing affordability
🚌 Transit for Families

Limited public transit; car-dependent but major destinations have good accessibility.

🎡 Top Kid Attractions
  • 🎯
    Oldsmar Flea Market
  • 🎯
    R.E. Olds Park
  • 🎯
    Tampa Bay Grand Prix

Best Neighborhoods for Families

Forest Lakes and East Lake Woodlands offer family-friendly communities with good schools. Downtown area is walkable but pricier.

Household Budget Calculator

Estimate your real monthly cost of living in Oldsmar based on your household profile.

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📊 Oldsmar — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$73,984
👤 Median Age
37.9
🏠 Homeownership Rate
72.7%
🔑 Renter Rate
27.3%
📉 Poverty Rate
13.9%
💼 Unemployment Rate
5.3%
📡 Internet Access
91.8%
🎓 College Educated
32.1%

☀️ Seasonal Utility Costs

Summer AC usage can double electric bills. Winter heating costs are minimal due to mild Florida winters.

🏛️ Local Tax Details

Pinellas County millage rate ~17.5 mills. Oldsmar has no additional municipal surtax.

👶 Family & Stroller Friendliness

6/10: Good park access but limited sidewalks in older neighborhoods. Most commercial areas are accessible.

📍 Oldsmar City Stories

Oldsmar, Florida — City Overview

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