Elfers, FL Utility & Living Guide

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Elfers, FL Utility & Living Guide

Elfers is a census-designated place (CDP) in Pasco County, Florida, United States. As of the 2020 census, Elfers had a population of 14,573..

Last updated: July 8, 2026
Total Utilities$255/mo
1BR Rent$1087/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$141,800
📷 Live Cameras — Elfers
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🌤️ Live Weather — Elfers
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Living in Elfers, summers are hot, with Aug highs around 87.8°F, while winters stay mild, with Jan lows rarely below 52.3°F. At just 187 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 61.8 inches, mostly summer thunderstorms. Within 5 miles: 41 parks, 5 groceries, 31 dining spots and 7 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $50,467. With a 13.4% poverty rate and 60.4% homeownership, the community reflects a stable residential mix. Nearby cities: Jasmine Estates (6mi NE), River Ridge (7mi NE), Starkey Ranch (7mi E). Air quality is Good — avg AQI 36 over the past week.
📍 City Briefing
Living in Elfers, summers are hot, with Aug highs around 87.8°F, while winters stay mild, with Jan lows rarely below 52.3°F. At just 187 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 61.8 inches, mostly summer thunderstorms. Within 5 miles: 41 parks, 5 groceries, 31 dining spots and 7 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $50,467. With a 13.4% poverty rate and 60.4% homeownership, the community reflects a stable residential mix. Nearby cities: Jasmine Estates (6mi NE), River Ridge (7mi NE), Starkey Ranch (7mi E). Air quality is Good — avg AQI 36 over the past week.
⚠️ Natural Hazard History — Elfers
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Duke Energy
🔥 Gas

N/A - Electric only
💧 Water

$45/mo

Pasco County Utilities
🗑️ Garbage

$25/mo

Pasco County Solid Waste
📶 Internet

$65/mo

Combined Average Overhead$255/month

Housing Market

Rent & Property
1 Bedroom$1087/mo
2 Bedrooms$1208/mo
3 Bedrooms$1510/mo
Median Home Price$141,800
Property Tax Rate1.2%
Avg Childcare/mo$1000

Elfers has seen steady home price growth due to its affordability compared to nearby Tampa. Inventory remains tight, especially for single-family homes under $350K.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6% + County 1% + City 0.5%</p>

Florida has no state income tax

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3% (growing)
Political Climate
Purple (competitive Republican/Democrat split)
Business Momentum
Moderate - Healthcare, retail, and construction dominate
Top Local Concerns
Flooding, traffic congestion, rising home prices
🚌 Transit for Families

Limited PSTA bus service; most families rely on cars

🎡 Top Kid Attractions
  • 🎯
    Jay B. Starkey Wilderness Park
  • 🎯
    Suncoast Primate Sanctuary
  • 🎯
    Elfers Park

Best Neighborhoods for Families

Riverside Estates offers waterfront living, while the central Elfers area provides walkability to schools and parks.

Household Budget Calculator

Estimate your real monthly cost of living in Elfers based on your household profile.

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📊 Elfers — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$50,467
👤 Median Age
40.5
🏠 Homeownership Rate
60.4%
🔑 Renter Rate
39.6%
📉 Poverty Rate
13.4%
💼 Unemployment Rate
4.2%
📡 Internet Access
77.3%
🎓 College Educated
10.4%

☀️ Seasonal Utility Costs

Summer AC usage doubles electric bills June-September. Winter heating costs are minimal due to mild Florida winters.

🏛️ Local Tax Details

34680 ZIP millage rate: 1.2%. No local surtaxes beyond county rates.

👶 Family & Stroller Friendliness

6/10: Decent sidewalks in newer subdivisions but limited pedestrian infrastructure downtown. Several parks with stroller-accessible paths.

📍 Elfers City Stories

Elfers, Florida — City Overview

Living in Elfers, summers are hot, with Aug highs around 87.8°F, while winters stay mild, with Jan lows...

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