Cheval, FL Utility & Living Guide

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Cheval, FL Utility & Living Guide

Cheval is a census-designated place in Hillsborough County, Florida, United States. As of the 2020 census, Cheval had a population of 12,522..

Last updated: July 8, 2026
Total Utilities$285/mo
1BR Rent$1156/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$449,800
📷 Live Cameras — Cheval
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🌤️ Live Weather — Cheval
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Living in Cheval, summers are hot, with Jul highs around 88.7°F, while winters stay mild, with Jan lows rarely below 51.6°F. At just 181 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 63.3 inches, mostly summer thunderstorms. Within 5 miles: 67 parks, 6 groceries, 21 dining spots and 8 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $79,963. With a 5.2% poverty rate and 56.5% homeownership, the community reflects a stable residential mix. Nearby cities: Carrollwood (7mi S), Citrus Park (7mi SW), Lake Magdalene (7mi SE). Air quality is Good — avg AQI 46 over the past week.
📍 City Briefing
Living in Cheval, summers are hot, with Jul highs around 88.7°F, while winters stay mild, with Jan lows rarely below 51.6°F. At just 181 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 63.3 inches, mostly summer thunderstorms. Within 5 miles: 67 parks, 6 groceries, 21 dining spots and 8 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $79,963. With a 5.2% poverty rate and 56.5% homeownership, the community reflects a stable residential mix. Nearby cities: Carrollwood (7mi S), Citrus Park (7mi SW), Lake Magdalene (7mi SE). Air quality is Good — avg AQI 46 over the past week.
⚠️ Natural Hazard History — Cheval
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$135/mo

Tampa Electric Company (TECO)
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Pasco County Utilities
🗑️ Garbage

$30/mo

Waste Connections
📶 Internet

$70/mo

Combined Average Overhead$285/month

Housing Market

Rent & Property
1 Bedroom$1156/mo
2 Bedrooms$1285/mo
3 Bedrooms$1606/mo
Median Home Price$449,800
Property Tax Rate1.1%
Avg Childcare/mo$950

Cheval’s housing market is competitive with steady demand. Prices have risen 8% year-over-year, with newer developments attracting families.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$950

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.1%
<p>State 6% + County 1% + City 0.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
7/10
Safety Index

52

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$950/mo

City Pulse

Population Trend
+3.2% (growing)
Political Climate
Purple (competitive Republican/Democrat split)
Business Momentum
Moderate with key industries in healthcare, education, and professional services
Top Local Concerns
Traffic congestion, school overcrowding, rising home prices
🚌 Transit for Families

Limited public transit; most families rely on cars. Sidewalks are common in newer subdivisions.

🎡 Top Kid Attractions
  • 🎯
    Cheval Athletic Club
  • 🎯
    Lettuce Lake Park
  • 🎯
    Glazer Children's Museum

Best Neighborhoods for Families

Cheval Golf & Country Club offers top-rated schools and amenities. The newer developments along Livingston Road provide modern homes with community pools.

Household Budget Calculator

Estimate your real monthly cost of living in Cheval based on your household profile.

📰 Live Local News

Homeowners associations are common with strict exterior modification rules. Short-term rentals require county permits.

Financial Tools

Calculators
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📊 Cheval — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$79,963
👤 Median Age
39.9
🏠 Homeownership Rate
56.5%
🔑 Renter Rate
43.5%
📉 Poverty Rate
5.2%
💼 Unemployment Rate
4.8%
📡 Internet Access
93.4%
🎓 College Educated
46.6%

☀️ Seasonal Utility Costs

Summer AC costs can double electric bills from June-September. Winter heating costs are minimal due to mild Florida winters.

🏛️ Local Tax Details

ZIP 33547: Property tax millage rate 1.1%, no local surtaxes.

👶 Family & Stroller Friendliness

6/10: Good sidewalk coverage in planned communities but limited pedestrian infrastructure along major roads.

📍 Cheval City Stories

Cheval, Florida — City Overview

Living in Cheval, summers are hot, with Jul highs around 88.7°F, while winters stay mild, with Jan lows...

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