⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
On Top of the World, FL Utility & Living Guide
On Top of the World is a census-designated place (CDP) in southwestern Marion County, Florida, United States. It is 11 miles (18 km) southwest of Ocala, the county seat..
Monthly Utility Costs
$120/mo
—
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1036/mo |
| 2 Bedrooms | $1152/mo |
| 3 Bedrooms | $1440/mo |
| Median Home Price | $238,900 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
The housing market in On Top of the World is competitive, with high demand for active adult communities. Prices have risen steadily due to Florida’s popularity among retirees.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6% + County 1% + City 0.5%</p> | |
Florida has no state income tax.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Limited public transit; most families rely on personal vehicles. Sidewalks are available in community areas.
- Rainbow Springs State Park
- Silver Springs State Park
- Ocala National Forest
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in On Top of the World based on your household profile.
📰 Live Local News
55+ community rules apply, including age restrictions and homeowner association guidelines.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 On Top of the World — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer AC use drives electric bills 20-30% higher. Winter heating costs are minimal due to Florida's mild winters.
🏛️ Local Tax Details
ZIP 34481: Property tax millage rate 1.2%. No local surtaxes specific to On Top of the World.
👶 Family & Stroller Friendliness
7/10: Good sidewalk network within community, parks accessible but some areas lack shade. Limited elevator access as most buildings are single-story.
On Top of the World, Florida — City Overview
Living in On Top of the World, summers are hot, with Aug highs around 87.2°F, while winters stay...
Read more →
Florida Living Report — July 27, 2026
With a population now exceeding 21.6 million, Florida has become more than just a retirement destination; it is...
Read more →
Florida Living Report — July 26, 2026
For anyone weighing a move to Florida, the numbers paint a picture of a state that is both...
Read more →
Florida Living Report — July 25, 2026
When considering a move to Florida, you are stepping into the nation’s third most populous state, with over...
Read more →
Florida Living Report — July 24, 2026
Florida, with a population surpassing 21.6 million, has long been a magnetic destination for Americans seeking a change...
Read more →
Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.