Asbury Lake, FL Utility & Living Guide

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Asbury Lake, FL Utility & Living Guide

Lake Asbury is an unincorporated community and census-designated place (CDP) in Clay County, Florida, United States. It is referred to as the Asbury Lake CDP by the U.S.

Last updated: July 8, 2026
Total Utilities$255/mo
1BR Rent$1869/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$278,300
📷 Live Cameras — Asbury Lake
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🌤️ Live Weather — Asbury Lake
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Living in Asbury Lake, summers are hot, with Jul highs around 89.9°F, while winters stay mild, with Jan lows rarely below 48.1°F. At just 502 heating degree days per year, home heating costs are minimal. The area receives 48.5 inches of rainfall per year. Median household income: $102,454. With a 2.7% poverty rate and 92.5% homeownership, the community reflects a stable residential mix. Air quality is Good — avg AQI 37 over the past week.
📍 City Briefing
Living in Asbury Lake, summers are hot, with Jul highs around 89.9°F, while winters stay mild, with Jan lows rarely below 48.1°F. At just 502 heating degree days per year, home heating costs are minimal. The area receives 48.5 inches of rainfall per year. Median household income: $102,454. With a 2.7% poverty rate and 92.5% homeownership, the community reflects a stable residential mix. Air quality is Good — avg AQI 37 over the past week.
⚠️ Natural Hazard History — Asbury Lake
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Clay Electric Cooperative
🔥 Gas

N/A - Electric only
💧 Water

$45/mo

Clay County Utility Authority
🗑️ Garbage

$25/mo

Waste Pro USA
📶 Internet

$65/mo

Combined Average Overhead$255/month

Housing Market

Rent & Property
1 Bedroom$1869/mo
2 Bedrooms$2077/mo
3 Bedrooms$2596/mo
Median Home Price$278,300
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Asbury Lake is competitive, with steady demand for single-family homes. Prices have risen about 8% year-over-year due to its desirable school district.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6% + County 1% + City 0.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3.2% (growing)
Political Climate
Purple (mixed Republican/Democratic)
Business Momentum
Moderate with key industries in healthcare, retail, and construction
Top Local Concerns
Traffic congestion, school overcrowding, property taxes
🚌 Transit for Families

Limited public transit; car-dependent but sidewalks are common in newer subdivisions.

🎡 Top Kid Attractions
  • 🎯
    Clark House Park
  • 🎯
    Asbury Lake Park
  • 🎯
    Orange Park Mall

Best Neighborhoods for Families

Eagle Harbor and Oakleaf Plantation are popular for families due to good schools and amenities. Older neighborhoods near the lake offer more affordable options.

Household Budget Calculator

Estimate your real monthly cost of living in Asbury Lake based on your household profile.

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📊 Asbury Lake — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$102,454
👤 Median Age
39.0
🏠 Homeownership Rate
92.5%
🔑 Renter Rate
7.5%
📉 Poverty Rate
2.7%
💼 Unemployment Rate
1.3%
📡 Internet Access
97.4%
🎓 College Educated
34.3%

☀️ Seasonal Utility Costs

Summer AC usage can double electric bills. Winter heating costs are minimal due to mild Florida winters.

🏛️ Local Tax Details

ZIP 32259 millage rate: 18.5 mills. No local surtaxes beyond county rates.

👶 Family & Stroller Friendliness

7/10: Good sidewalks in planned communities but limited pedestrian infrastructure in older areas.

📍 Asbury Lake City Stories

Asbury Lake, Florida — City Overview

Living in Asbury Lake, summers are hot, with Jul highs around 89.9°F, while winters stay mild, with Jan...

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