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Mercerville, NJ Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 29, 2026

Total Utilities$305/mo

1BR Rent$1453/mo

Sales Tax7.5%

COL Index105 (+5% above national average)

Family Score6/10

Median Home$308,400

📷 Live Cameras — Mercerville

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🌤️ Live Weather — Mercerville

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⚠️ Natural Hazard History — Mercerville

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSE&G

🔥 Gas

$50/mo

PSE&G

💧 Water

$45/mo

Hamilton Township Municipal Utilities Authority

🗑️ Garbage

$25/mo

Hamilton Township Department of Public Works

📶 Internet

$65/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom	$1453/mo
2 Bedrooms	$1615/mo
3 Bedrooms	$2018/mo
Median Home Price	$308,400
Property Tax Rate	1.2%
Avg Childcare/mo	$1000

The housing market in Mercerville is competitive, with steady demand for single-family homes. Prices have risen moderately over the past few years due to its desirable location and good schools.

Cost of Living

Overall COL Index

105

US national avg = 100

vs National Avg

+5% above national average

Groceries

102

Transportation

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax	7.5%
Property Tax Rate	1.2%
<p>State 6.625% + County 0% + City 0.875%</p>

New Jersey has a progressive income tax system with rates ranging from 1.4% to 10.75%.

Family & Relocation

Family Vibe Score

6/10

Safety Index

Higher = safer

School Rating

6.5/10

GreatSchools avg

Avg Childcare

$1000/mo

City Pulse

Population Trend

+3% (growing)

Political Climate

Purple

Business Momentum

Moderate with key industries in healthcare, retail, and education

Top Local Concerns

Property taxes, traffic congestion, school funding

🚌 Transit for Families

Public transit is limited, but sidewalks are well-maintained and stroller-friendly. Bus routes are accessible but infrequent.

🎡 Top Kid Attractions

🎯
Veterans Park
🎯
Sayen House and Gardens
🎯
Mercerville Library

Best Neighborhoods for Families

The Mercerville-Mountview area is popular for families due to its excellent schools and parks. Neighborhoods near Veterans Park are also highly sought after.

Household Budget Calculator

Estimate your real monthly cost of living in Mercerville based on your household profile.

📰 Live Local News

Residents must obtain permits for home renovations and adhere to strict zoning laws. Noise ordinances are enforced after 10 PM.

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

Find Another City Guide

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📊 Mercerville — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income

$116,380

👤 Median Age

44.0

🏠 Homeownership Rate

84.4%

🔑 Renter Rate

15.6%

📉 Poverty Rate

2.2%

💼 Unemployment Rate

3.4%

📡 Internet Access

92.2%

🎓 College Educated

38.2%

☀️ Seasonal Utility Costs

Utility costs peak in summer due to air conditioning use, while winter sees higher gas bills for heating. Spring and fall typically have lower utility expenses.