⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
New Providence, NJ Utility & Living Guide
New Providence is a borough on the northwestern edge of Union County, in the U.S. state of New Jersey. It is located on the Passaic River, which forms the county boundary with Morris County bordering Chatham Township. As of the 2020 United States census, the borough's population was 13,650, an incre
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1706/mo |
| 2 Bedrooms | $1896/mo |
| 3 Bedrooms | $2370/mo |
| Median Home Price | $700,700 |
| Property Tax Rate | 2.3% |
| Avg Childcare/mo | $1500 |
The housing market in New Providence is competitive, with high demand for single-family homes. Prices have risen steadily due to the town’s excellent school system and proximity to NYC.
Cost of Living
180
+80% above national average
150
120
130
$1500
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.625% |
| Property Tax Rate | 2.3% |
| <p>State 6.625% + County 0% + City 0%</p> | |
New Jersey has a progressive income tax ranging from 1.4% to 10.75%.
Family & Relocation
80
9/10
$1500/mo
City Pulse
Public transit is accessible but limited; most families rely on cars. Sidewalks are well-maintained.
- New Providence Memorial Park
- The Visual Arts Center of New Jersey
- Reeves-Reed Arboretum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in New Providence based on your household profile.
📰 Live Local News
Residents must obtain permits for home renovations. Leaf blowers are restricted during certain hours.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 New Providence — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs peak in winter due to heating needs. Summer months see moderate increases from air conditioning use.
🏛️ Local Tax Details
Property tax rate varies by neighborhood but averages 2.3%. No local surtaxes.
👶 Family & Stroller Friendliness
8/10: Excellent sidewalk quality, good park access, limited elevator access in transit
New Jersey Living Report — July 27, 2026
It is a state that often battles a reputation for high taxes and traffic jams, yet New Jersey...
Read more →
New Jersey Living Report — July 26, 2026
New Jersey has long shouldered a reputation for high taxes and traffic jams, but for anyone thinking of...
Read more →
New Jersey Living Report — July 25, 2026
New Jersey often finds itself grappling with a reputation for high tolls and dense suburbs, but the data...
Read more →
New Jersey Living Report — July 24, 2026
New Jersey has long existed in the shadow of its more famous neighbor, New York City, but for...
Read more →
Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.