⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Oakland, NJ Utility & Living Guide
Oakland is a borough in Bergen County, in the U.S. state of New Jersey and a suburb of New York City. As of the 2020 United States census, the borough's population was 12,748, a decrease of six people from the 2010 census count of 12,754, which in turn reflected an increase of 288 (+2.3%) from the 1
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1368/mo |
| 2 Bedrooms | $1520/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $535,900 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
The Oakland housing market is competitive, with a mix of historic homes and newer developments. Prices have been steadily rising due to demand for suburban living near NYC.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6.625% + County 0% + City 0.875%</p> | |
New Jersey has a progressive income tax ranging from 1.4% to 10.75%.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Public transit is limited; most families rely on cars. Some bus routes are accessible but not stroller-friendly.
- Crystal Lake
- Oakland Public Library
- Veterans Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Oakland based on your household profile.
📰 Live Local News
Oakland has strict zoning laws and requires permits for most home renovations. Short-term rentals are heavily regulated.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Oakland — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs peak in winter due to heating needs and in summer due to air conditioning. Spring and fall typically see lower utility bills.
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates vary by neighborhood, no local surtaxes specific to Oakland county
👶 Family & Stroller Friendliness
Score 6/10 with explanation: sidewalks are generally good but uneven in some areas, parks are accessible, limited elevator access in transit
New Jersey Living Report — July 27, 2026
It is a state that often battles a reputation for high taxes and traffic jams, yet New Jersey...
Read more →
New Jersey Living Report — July 26, 2026
New Jersey has long shouldered a reputation for high taxes and traffic jams, but for anyone thinking of...
Read more →
New Jersey Living Report — July 25, 2026
New Jersey often finds itself grappling with a reputation for high tolls and dense suburbs, but the data...
Read more →
New Jersey Living Report — July 24, 2026
New Jersey has long existed in the shadow of its more famous neighbor, New York City, but for...
Read more →
Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.