Freehold, NJ Utility & Living Guide

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Freehold, NJ Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 29, 2026
Total Utilities$305/mo
1BR Rent$1453/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$590,100
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⚠️ Natural Hazard History — Freehold
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Jersey Central Power & Light (JCP&L)
🔥 Gas

$50/mo

New Jersey Natural Gas
💧 Water

$45/mo

Freehold Borough Water Department
🗑️ Garbage

$25/mo

Freehold Borough Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom$1453/mo
2 Bedrooms$1615/mo
3 Bedrooms$2018/mo
Median Home Price$590,100
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Freehold is competitive, with a mix of historic homes and newer developments. Prices have been steadily rising due to its desirable location and good schools.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.625% + County 0% + City 0.875%</p>

New Jersey has a progressive income tax ranging from 1.4% to 10.75%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple (mixed Democratic and Republican influence)
Business Momentum
Moderate with key industries in retail, healthcare, and education
Top Local Concerns
Property taxes, traffic congestion, school funding
🚌 Transit for Families

Public transit is limited; most families rely on cars, but sidewalks are generally well-maintained.

🎡 Top Kid Attractions
  • 🎯
    Freehold Raceway Mall
  • 🎯
    Monmouth Battlefield State Park
  • 🎯
    iPlay America

Best Neighborhoods for Families

The historic district offers charm and walkability, while newer developments like the West Side provide modern amenities and larger lots.

Household Budget Calculator

Estimate your real monthly cost of living in Freehold based on your household profile.

Financial Tools

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📊 Freehold — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$184,579
👤 Median Age
36.3
🏠 Homeownership Rate
91.3%
🔑 Renter Rate
8.7%
📉 Poverty Rate
9.7%
💼 Unemployment Rate
6.0%
📡 Internet Access
81.2%
🎓 College Educated
23.9%

☀️ Seasonal Utility Costs

Electricity costs peak in summer due to air conditioning use, while gas bills rise in winter for heating.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by neighborhood, with no local surtaxes specific to Freehold county.

👶 Family & Stroller Friendliness

7/10 with explanation: good sidewalk quality, decent park access, limited elevator access in transit, family-friendly infrastructure improving.

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