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Ocean City, NJ Utility & Living Guide
Ocean City is a city in Cape May County, in the U.S. state of New Jersey. It is the principal city of the Ocean City metropolitan statistical area, which encompasses all of Cape May County, and is part of the Philadelphia metropolitan area. It is part of the South Jersey region of the state.
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1788/mo |
| 2 Bedrooms | $1987/mo |
| 3 Bedrooms | $2483/mo |
| Median Home Price | $326,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
The housing market in Ocean City is competitive, with many properties being second homes or vacation rentals. Prices are higher near the beach but more affordable inland.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6.625% + County 0% + City 0.875%</p> | |
New Jersey has a progressive income tax system with rates ranging from 1.4% to 10.75%.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Public transit is limited, but the town is walkable with good sidewalks and bike lanes.
- Ocean City Boardwalk
- Gillian's Wonderland Pier
- Ocean City Aquatic and Fitness Center
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Ocean City based on your household profile.
📰 Live Local News
Short-term rentals are regulated, and beach tags are required for beach access during the summer.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Ocean City — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs peak in summer due to high AC usage and in winter due to heating needs. Spring and fall see lower utility bills.
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates, any local surtaxes specific to Ocean City county
👶 Family & Stroller Friendliness
Score 7/10: Good sidewalk quality, park access, but limited elevator access in transit.
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