Naugatuck, CT Utility & Living Guide

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Naugatuck, CT Utility & Living Guide

Naugatuck is a consolidated borough and town in New Haven County, Connecticut, United States. The town, part of the Naugatuck Valley Planning Region, had a population of 31,519 as of the 2020 census.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Eversource Energy
🔥 Gas

$50/mo

Eversource Energy
💧 Water

$45/mo

Naugatuck Water Department
🗑️ Garbage

$25/mo

Naugatuck Public Works
📶 Internet

$65/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The Naugatuck housing market is competitive, with steady demand for single-family homes. Prices have risen moderately over the past few years, but remain more affordable than nearby cities.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.35% + County 0% + City 1.15%</p>

Connecticut has a progressive income tax ranging from 3% to 6.99% depending on income level.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+1.2% (growing)
Political Climate
Purple (mixed Democratic and Republican representation)
Business Momentum
Moderate with key industries in manufacturing, healthcare, and retail
Top Local Concerns
Property taxes, road maintenance, school funding
🚌 Transit for Families

Public transit options are limited, but sidewalks are generally well-maintained in downtown areas.

🎡 Top Kid Attractions
  • 🎯
    Naugatuck Green
  • 🎯
    Hop Brook Lake
  • 🎯
    Naugatuck Historical Society

Best Neighborhoods for Families

The western neighborhoods near Hop Brook Lake are popular for families due to their proximity to parks and schools. Downtown areas offer walkability but have higher density.

Household Budget Calculator

Estimate your real monthly cost of living in Naugatuck based on your household profile.

📰 Live Local News

Residents must obtain permits for home renovations and adhere to local zoning laws. Short-term rentals require registration.

Financial Tools

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Planning Tools

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📊 Naugatuck — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$86,900
👤 Median Age
40.7
🏠 Homeownership Rate
67.9%
🔑 Renter Rate
32.1%
📉 Poverty Rate
4.9%
💼 Unemployment Rate
6.1%
📡 Internet Access
89.4%
🎓 College Educated
29.7%

☀️ Seasonal Utility Costs

Electricity costs peak in summer due to air conditioning use, while gas bills rise in winter for heating. Water usage is fairly consistent year-round.

🏛️ Local Tax Details

Key ZIP code level tax info: Property tax mill rate is 39.5 mills. No local surtaxes specific to Naugatuck.

👶 Family & Stroller Friendliness

7/10: Sidewalks are decent in residential areas, parks are accessible, but public transit lacks elevators and family infrastructure is average.

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