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St. Marys, PA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $750/mo |
| 2 Bedrooms | $950/mo |
| 3 Bedrooms | $1200/mo |
| Median Home Price | $150,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $800 |
Housing in St. Marys is affordable compared to national averages, with a mix of historic homes and newer developments. The market is stable with moderate demand.
Cost of Living
85
-5% below national average
90
80
95
$800
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.2% |
| <p>State 6% + County 0% + City 0%</p> | |
Pennsylvania has a flat 3.07% state income tax rate.
Family & Relocation
70
6/10
$800/mo
City Pulse
Limited public transit; most families rely on personal vehicles. Sidewalks are available in town but not extensive.
- Straub Brewery
- Benzinger Park
- Elk Country Visitor Center
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in St. Marys based on your household profile.
📰 Live Local News
No local income tax. Property taxes include county, municipal, and school district rates.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 St. Marys — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Winter heating costs can double due to cold temperatures, while summer AC costs are moderate. Gas usage peaks in winter.
🏛️ Local Tax Details
Key ZIP code level tax info: Elk County millage rate of 20 mills, St. Marys municipal rate of 5 mills.
👶 Family & Stroller Friendliness
6/10: Sidewalks are present in town but uneven in places. Parks are accessible but limited transit options.
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