Mountain Top, PA Utility & Living Guide

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Tier 3 Location

Mountain Top, PA Utility & Living Guide

Mountain Top offers a peaceful suburban lifestyle with scenic views and a close-knit community.

Last updated: June 26, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Mountain Top
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PPL Electric Utilities
🔥 Gas

$50/mo

UGI Utilities
💧 Water

$45/mo

Pennsylvania American Water
🗑️ Garbage

$25/mo

Waste Management
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Mountain Top is competitive, with steady demand for single-family homes. Prices have risen slightly due to limited inventory and the area’s appeal to families and retirees.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6% + County 1% + City 0.5%</p>

Pennsylvania has a flat state income tax rate of 3.07%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple (mixed Republican and Democratic leanings)
Business Momentum
Moderate with key industries in healthcare, retail, and logistics.
Top Local Concerns
Property taxes, road maintenance, school funding
🚌 Transit for Families

Public transit is limited; most families rely on cars, but sidewalks are generally well-maintained.

🎡 Top Kid Attractions
  • 🎯
    Nescopeck State Park
  • 🎯
    Mountain Top Public Library
  • 🎯
    Hickory Run State Park

Best Neighborhoods for Families

Fairview Heights and Crestwood are popular for families due to their proximity to schools and parks. These areas offer a mix of affordable and mid-range homes.

Household Budget Calculator

Estimate your real monthly cost of living in Mountain Top based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to strict zoning laws for property use.

Mountain Top is seeing growth in remote workers relocating for affordability. Local businesses are expanding to meet increased demand for services.

Financial Tools

Calculators
Planning Tools

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📊 Mountain Top — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$90,893
👤 Median Age
43.7
🏠 Homeownership Rate
89.9%
🔑 Renter Rate
10.1%
📉 Poverty Rate
4.9%
💼 Unemployment Rate
2.6%
📡 Internet Access
91.3%
🎓 College Educated
39.0%

☀️ Seasonal Utility Costs

Winter heating costs can double due to cold temperatures, while summer AC usage leads to moderate increases in electric bills.

🏛️ Local Tax Details

Key ZIP code level tax info: Luzerne County millage rate of 5.5, no local surtaxes specific to Mountain Top.

👶 Family & Stroller Friendliness

7/10: Sidewalks are decent, parks are accessible, but transit options are limited for families with strollers.

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