Irondequoit, NY Utility & Living Guide

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Tier 3 Location

Irondequoit, NY Utility & Living Guide

Irondequoit offers a peaceful suburban lifestyle with easy access to Rochester's amenities.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Irondequoit
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Rochester Gas and Electric (RG&E)
🔥 Gas

$50/mo

Rochester Gas and Electric (RG&E)
💧 Water

$45/mo

Monroe County Water Authority
🗑️ Garbage

$25/mo

Town of Irondequoit Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Irondequoit is competitive, with steady demand for single-family homes. Prices have risen moderately over the past few years, making it a stable investment.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + City 0%</p>

New York State income tax ranges from 4% to 8.82% based on income brackets.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description
Business Momentum
Moderate with key industries in healthcare, education, and retail
Top Local Concerns
Property taxes, school funding, infrastructure maintenance
🚌 Transit for Families

Public transit is limited, but sidewalks are generally well-maintained for stroller use.

🎡 Top Kid Attractions
  • 🎯
    Irondequoit Public Library
  • 🎯
    Seneca Park Zoo
  • 🎯
    Camp Eastman

Best Neighborhoods for Families

Seabreeze and Iroquois are popular for families due to their proximity to schools and parks. The area near Durand-Eastman Park offers scenic views and quiet streets.

Household Budget Calculator

Estimate your real monthly cost of living in Irondequoit based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to strict snow removal ordinances.

Irondequoit is seeing growth in remote workers relocating from pricier areas. Local businesses are benefiting from increased foot traffic and housing demand.

Financial Tools

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📊 Irondequoit — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$68,969
👤 Median Age
45.7
🏠 Homeownership Rate
78.9%
🔑 Renter Rate
21.1%
📉 Poverty Rate
8.5%
💼 Unemployment Rate
4.9%
📡 Internet Access
88.3%
🎓 College Educated
34.6%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs, while summer sees higher electricity usage for cooling. Average winter bills can be 20-30% higher than summer.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by school district, with additional surtaxes for library and fire districts.

👶 Family & Stroller Friendliness

7/10 with explanation: Sidewalks are generally well-maintained, parks are accessible, but public transit lacks elevator access.

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