Islip, NY Utility & Living Guide

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Tier 3 Location

Islip, NY Utility & Living Guide

Islip offers a charming suburban lifestyle with easy access to Long Island's beaches and amenities.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Islip
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSEG Long Island
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

Suffolk County Water Authority
🗑️ Garbage

$25/mo

Islip Town Sanitation Department
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Islip is competitive, with steady demand for single-family homes. Prices have risen moderately over the past few years due to limited inventory.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + City 0%</p>

New York State has a progressive income tax system with rates ranging from 4% to 8.82% depending on income level.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple
Business Momentum
Moderate with key industries in healthcare, retail, and tourism
Top Local Concerns
Property taxes, traffic congestion, school funding
🚌 Transit for Families

Public transit is limited, but buses and trains are accessible with strollers. Sidewalks are generally well-maintained.

🎡 Top Kid Attractions
  • 🎯
    Islip Beach
  • 🎯
    Brookwood Hall Park
  • 🎯
    Islip Skate Park

Best Neighborhoods for Families

East Islip and Bay Shore are popular for families due to their excellent schools and proximity to parks. These areas offer a mix of affordable and upscale housing options.

Household Budget Calculator

Estimate your real monthly cost of living in Islip based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to strict zoning laws. Short-term rentals are regulated.

Islip is seeing growth in remote work opportunities, with many residents commuting less frequently to NYC. Local businesses are benefiting from increased foot traffic.

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📊 Islip — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$111,549
👤 Median Age
44.6
🏠 Homeownership Rate
87.6%
🔑 Renter Rate
12.4%
📉 Poverty Rate
4.4%
💼 Unemployment Rate
3.7%
📡 Internet Access
85.1%
🎓 College Educated
32.1%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs and in summer due to air conditioning usage. Spring and fall typically see lower utility bills.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by school district, with Islip town adding a small surtax for local services.

👶 Family & Stroller Friendliness

7/10 with explanation: Sidewalks are generally good, parks are accessible, but public transit options are limited for families with strollers.

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