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Mastic Beach, NY Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1200/mo |
| 2 Bedrooms | $1600/mo |
| 3 Bedrooms | $2100/mo |
| Median Home Price | $320,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
The housing market in Mastic Beach is relatively affordable compared to other parts of Long Island, with a mix of waterfront properties and modest single-family homes. Prices have been rising due to increased demand for suburban living.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 4% + County 3.5% + City 0%</p> | |
New York State has progressive income tax rates ranging from 4% to 8.82% depending on income level.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Public transit is limited; Suffolk County Transit buses serve the area but are not highly stroller-friendly.
- Smith Point County Park
- Mastic Beach Park
- Wertheim National Wildlife Refuge
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Mastic Beach based on your household profile.
📰 Live Local News
Residents must obtain permits for home renovations and adhere to flood zone building codes due to coastal location.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Mastic Beach — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Electricity costs peak in summer due to air conditioning use, while gas bills rise in winter for heating. Water usage tends to be higher in summer for landscaping.
🏛️ Local Tax Details
Key ZIP code level tax info: Property tax millage rate of 1.2% with no local surtaxes specific to Mastic Beach.
👶 Family & Stroller Friendliness
6/10: Sidewalks are uneven in some areas, but parks are accessible. Limited elevator access in public transit.
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