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Geneva, NY Utility & Living Guide
Geneva is a city in Ontario and Seneca counties in the U.S. state of New York. It is at the northern end of Seneca Lake; all land portions of the city are within Ontario County; the water portions are in Seneca County. The population was 12,812 at the 2020 census. The city is supposedly named after
Monthly Utility Costs
$120/mo
$80/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1200/mo |
| 2 Bedrooms | $1600/mo |
| 3 Bedrooms | $2100/mo |
| Median Home Price | $320,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
Geneva’s housing market is relatively affordable compared to nearby Rochester. Inventory is tight for single-family homes but there are good options for first-time buyers.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 4% + County 3.5% + City 0%</p> | |
New York State has progressive income tax rates from 4% to 8.82% depending on income level.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Limited public transit options but downtown is walkable. Some buses accommodate strollers.
- Seneca Lake State Park
- Smith Opera House
- Geneva Family YMCA
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Geneva based on your household profile.
📰 Live Local News
Geneva requires permits for home renovations. Short-term rentals are regulated with a permit system.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Geneva — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Winter heating costs can double gas bills from December-February. Summer AC use increases electric bills by about 30%.
🏛️ Local Tax Details
Property tax rate varies by school district within Geneva. City residents pay about $20 per $1000 assessed value.
👶 Family & Stroller Friendliness
7/10: Good sidewalk coverage downtown, some parks have stroller-friendly paths, but limited elevator access in older buildings
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