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Belmont, NC Utility & Living Guide
Belmont is a small suburban city in Gaston County, North Carolina, United States, located about 9 miles (14 km) east of Gastonia. The population was 15,010 at the 2020 census. The area was once known as Garibaldi Station, namely after the railroad stop created in the early 1870s. This was named afte
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1071/mo |
| 2 Bedrooms | $1190/mo |
| 3 Bedrooms | $1487/mo |
| Median Home Price | $307,600 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
Belmont’s housing market is competitive, with prices rising due to its proximity to Charlotte. New developments are increasing inventory, but demand remains high.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 4.75% + County 2.25% + City 0.5%</p> | |
North Carolina has a flat state income tax rate of 4.99%.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Limited public transit options; most families rely on cars. Sidewalks are available in downtown areas.
- Stowe Park
- Belmont Abbey College events
- Kevin Loftin Riverfront Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Belmont based on your household profile.
📰 Live Local News
Residents must obtain permits for home renovations. Short-term rentals require city approval.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Belmont — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer months see higher electric bills due to air conditioning, while winter months have higher gas costs for heating.
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates vary by neighborhood, with no local surtaxes specific to Belmont county.
👶 Family & Stroller Friendliness
6/10: Sidewalks are decent in downtown areas but limited elsewhere. Parks are accessible, but transit options are minimal.
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