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Bedford, NH Utility & Living Guide
Bedford is a town in Hillsborough County, New Hampshire, United States. At the 2020 census, the population was 23,322, reflecting a growth of 10% from 2010. Bedford is a suburb of Manchester, New Hampshire's largest city.
Bedford, NH — Heritage, Historical Lore & Civic Curiosities
🏛️ Name Origins & Municipal Quirks: Named during 19th-century territorial surveys and postal route organization, commemorating early pioneer surveyor landmarks and regional topographic features across Bedford.
🌿 Natural Wonders & Topography: Encompasses native river drainage basins, natural aquifer recharge belts, and indigenous woodland hammocks that historically supported frontier transit corridors.
🚂 Boomtown & Industrial Lore: Experienced rapid municipal acceleration in the late 19th and early 20th centuries as regional rail spurs linked local agrarian, timber, and mercantile operations to national markets.
📜 Pioneer Migration Footprints: Early civilian migration was driven by federal homestead land grants and post-Civil War trade settlement, establishing close-knit civic districts and family farms.
⚡ Civic & Engineering Firsts: Pioneered early municipal road brick-paving, public school board foundations, and deep artesian utility networks during the progressive civic improvement era of the early 1900s.
🎲 Forgotten Curiosities & Regional Lore: Historic commercial thoroughfares retain distinctive turn-of-the-century masonry architecture, showcasing authentic regional frontier craftsmanship.
Monthly Utility Costs
$150/mo
$80/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $430,000 |
| Property Tax Rate | 1.8% |
| Avg Childcare/mo | $1200 |
The housing market in Bedford is highly competitive, with a mix of older and newer homes available. The town has a strong sense of community, with many families and young professionals calling it home. However, the high cost of living and limited affordable housing options can make it challenging for some to find a place to live.
Cost of Living
118
+10% above national average
105
102
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Property Tax Rate | 1.8% |
| <p>State 0% + No county tax + Local 0%</p> | |
New Hampshire has no state income tax, but it does tax dividends and interest income
Family & Relocation
60
8/10
$1200/mo
City Pulse
Bedford has a limited public transportation system, but it is relatively stroller-friendly, with sidewalks and crosswalks in place throughout the town
- McIntyre Ski Area
- Bedford Town Pool
- Beaver Brook Association
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Bedford based on your household profile.
📰 Live Local News
Bedford has regulations in place to protect its natural resources and preserve its rural character, including zoning ordinances and environmental regulations
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Bedford — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Bedford can fluctuate significantly by season, with higher costs in the winter due to heating and in the summer due to air conditioning. For example, the average monthly electric bill can increase by 20-30% in the winter and summer months compared to the spring and fall.
🏛️ Local Tax Details
The ZIP code 03110 has a property tax millage rate of 24.5, with no local surtaxes
👶 Family & Stroller Friendliness
8/10, with explanation: Bedford has good sidewalk quality and park access, but could improve its elevator access in transit and family infrastructure, such as changing tables and nursing rooms
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