⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Georgetown, DE Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 0.86% |
| Avg Childcare/mo | $1200 |
The housing market in Georgetown is relatively affordable, with a range of options from historic homes to new constructions. However, the market can be competitive, and prices are rising. Rentals are also available, but may be limited in certain areas.
Cost of Living
108
+8% above national average
105
94
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Property Tax Rate | 0.86% |
| <p>State 0% + County 0% + City 0% (no sales tax in Delaware)</p> | |
Delaware has a progressive state income tax, with rates ranging from 0% to 5.95%. There are no local income taxes in Georgetown.
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Georgetown has a limited public transit system, but it is relatively stroller-friendly, with accessible sidewalks and some bike lanes.
- Lewes Beach
- Cape Henlopen State Park
- Georgetown Public Library
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Georgetown based on your household profile.
📰 Live Local News
Georgetown has regulations regarding zoning, building codes, and historic preservation. Residents should also be aware of the town’s noise ordinances and parking restrictions.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Georgetown — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Georgetown tend to be higher in the summer due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low, with natural gas not being widely used in the area.
🏛️ Local Tax Details
The ZIP code 19947 has a property tax millage rate of 0.86, with no local surtaxes. Sussex County, where Georgetown is located, has a relatively low property tax rate compared to other parts of the state.
👶 Family & Stroller Friendliness
Score 6/10: Georgetown has some accessible sidewalks and parks, but could improve its stroller-friendly infrastructure, particularly in terms of elevator access in public buildings and more dedicated bike lanes.
Delaware Living Report — July 27, 2026
With a population of just under one million—993,635 as of the latest estimate—Delaware offers a small-state feel without...
Read more →
Delaware Living Report — July 26, 2026
It can be easy to overlook Delaware. Sandwiched between the Mid-Atlantic bustle of Philadelphia, Baltimore, and Washington, D.C.,...
Read more →
Delaware Living Report — July 25, 2026
Tucked between the bustling mid-Atlantic corridor and the Atlantic coast, Delaware offers a distinctive blend of suburban tranquility,...
Read more →
Delaware Living Report — July 24, 2026
With a population just shy of one million—993,635 as of the latest count—Delaware often flies under the radar....
Read more →
Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.