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Bedford, VA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$30/mo
$20/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $900/mo |
| 2 Bedrooms | $1200/mo |
| 3 Bedrooms | $1600/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $800 |
The housing market in Bedford is relatively affordable, with a range of options from historic homes to new constructions. However, the market can be competitive, especially for homes in desirable neighborhoods. Rentals are also available, but may be limited in certain areas.
Cost of Living
94
-6% below national average
96
88
105
$800
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + Local 1%</p> | |
Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%
Family & Relocation
60
7.2/10
$800/mo
City Pulse
Bedford has limited public transportation, but the downtown area is relatively walkable and stroller-friendly
- Bedford Museum
- Peaks of Otter Winery
- Smith Mountain Lake
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Bedford based on your household profile.
📰 Live Local News
Bedford has regulations regarding zoning, building permits, and historic district preservation
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Bedford — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer months bring higher electric bills due to air conditioning usage, while winter months see increased costs for heating. However, the town's mild climate means that extreme temperature fluctuations are rare.
🏛️ Local Tax Details
The 24523 ZIP code has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
6/10, with explanation: Bedford's downtown area has decent sidewalk quality and park access, but elevator access in transit is limited, and family infrastructure could be improved
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