East Derry, NH Cost of Living & Utility Guide 2026

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East Derry, NH Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026

Total Utilities$300/mo

1BR Rent$1400/mo

COL Index110 (+10% above national average)

Family Score7/10

Median Home$340,000

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📍 Live Local News & Briefing

⚠️ Natural Hazard History — East Derry

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy

🔥 Gas

—

N/A - Electric only

💧 Water

$50/mo

Derry Water Department

🗑️ Garbage

$30/mo

Waste Management

📶 Internet

$70/mo

Combined Average Overhead$300/month

Housing Market

Rent & Property
1 Bedroom	$1400/mo
2 Bedrooms	$1800/mo
3 Bedrooms	$2400/mo
Median Home Price	$340,000
Property Tax Rate	1.8%
Avg Childcare/mo	$1200

The housing market in East Derry is competitive, with a mix of older and newer homes available. The town has seen steady growth in recent years, with many young families moving to the area. Rentals are also available, but can be scarce.

Cost of Living

Overall COL Index

110

US national avg = 100

vs National Avg

+10% above national average

Groceries

105

Transportation

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate	1.8%
<p>State 0% + No County tax + No City tax</p>

New Hampshire has no state income tax, but does tax certain investment income.

Family & Relocation

Family Vibe Score

7/10

Safety Index

Higher = safer

School Rating

7.2/10

GreatSchools avg

Avg Childcare

$1200/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Purple description, with a mix of conservative and liberal views

Business Momentum

Moderate, with key industries including healthcare, education, and technology

Top Local Concerns

Traffic, property taxes, school funding

🚌 Transit for Families

East Derry has limited public transportation, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks.

🎡 Top Kid Attractions

🎯
Derry Public Library
🎯
Galliens Town Beach
🎯
Robert Frost Farm State Historic Site

Best Neighborhoods for Families

The best neighborhoods for families in East Derry include the downtown area, with its walkable streets and community events, as well as the surrounding suburbs, which offer more spacious homes and yards. The town also has several parks and playgrounds, making it a great place for kids to get outside and play.

Household Budget Calculator

Estimate your real monthly cost of living in East Derry based on your household profile.

📰 Live Local News

East Derry has regulations regarding zoning, building permits, and property maintenance.

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
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📊 East Derry — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

In the summer, utility costs in East Derry are relatively low, with average electricity bills around $100-150 per month. However, in the winter, heating costs can increase significantly, with average bills ranging from $200-300 per month.

🏛️ Local Tax Details

The ZIP code 03041 has a property tax millage rate of 24.5, with no local surtaxes.

👶 Family & Stroller Friendliness

6/10, with explanation: East Derry has some stroller-friendly sidewalks and parks, but the town's infrastructure is not always conducive to walking or biking with a stroller, particularly in areas with heavy traffic or limited crosswalks.

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