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Camden, ME Utility & Living Guide
Camden is a town in Knox County, Maine, United States. The population was 5,232 at the 2020 census. Located on Penobscot Bay at the mouth of the Megunticook River, Camden is one of the few places on the Atlantic seaboard where mountains meet the sea.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.35% |
| Avg Childcare/mo | $1200 |
The housing market in Camden is highly competitive, with a mix of historic homes, new constructions, and vacation rentals. The median home price has increased significantly in recent years due to the town’s popularity among tourists and retirees. Rentals are also in high demand, particularly during the summer months.
Cost of Living
110
+10% above national average
105
95
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.5% |
| Property Tax Rate | 1.35% |
| <p>State 5.5% + No County tax + No City tax</p> | |
Maine has a progressive income tax system, with rates ranging from 5.2% to 7.95%. Residents may also be eligible for tax credits and deductions.
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
Camden has a limited public transportation system, but the town is highly walkable and bikeable, with many stroller-friendly sidewalks and parks.
- Camden Hills State Park
- Camden Public Library
- Midcoast Recreation Center
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Camden based on your household profile.
📰 Live Local News
Camden has strict zoning laws and historic district regulations to preserve the town’s character and architecture.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Camden — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Camden fluctuate significantly by season, with higher electricity bills in the summer due to air conditioning and higher heating oil costs in the winter. Residents can expect to pay around 20-30% more for utilities during the peak summer and winter months.
🏛️ Local Tax Details
The ZIP code 04843 has a property tax millage rate of 18.5, with no local surtaxes. However, residents may be eligible for state and federal tax credits and deductions.
👶 Family & Stroller Friendliness
8/10, with excellent sidewalk quality, abundant park access, and family-friendly infrastructure, but limited elevator access in public transit
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