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Concord, MA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
$80/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1800/mo |
| 2 Bedrooms | $2200/mo |
| 3 Bedrooms | $2800/mo |
| Median Home Price | $640,000 |
| Property Tax Rate | 1.23% |
| Avg Childcare/mo | $1200 |
Concord’s housing market is highly competitive, with a mix of historic homes and newer constructions. The town has a strong sense of community, with many residents actively involved in local preservation efforts. Home prices have been steadily increasing in recent years.
Cost of Living
146
+20% above national average
120
90
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.23% |
| <p>State 5.2% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes
Family & Relocation
40
8.5/10
$1200/mo
City Pulse
Concord has a relatively walkable downtown area, but public transit options are limited. The MBTA commuter rail connects Concord to Boston, but stroller-friendly infrastructure is not always available.
- Concord Museum
- Walden Pond
- Minute Man National Historical Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Concord based on your household profile.
📰 Live Local News
Concord has strict zoning laws and historic district regulations to preserve the town’s character
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Concord — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Concord tend to peak in winter, with high heating bills due to cold temperatures. In summer, electricity costs may increase due to air conditioning usage, but overall utility costs are relatively stable throughout the year.
🏛️ Local Tax Details
The 01742 ZIP code has a property tax millage rate of 1.23, with no local surtaxes. Homeowners may be eligible for state and local tax exemptions, such as the Massachusetts Senior Circuit Breaker Tax Credit.
👶 Family & Stroller Friendliness
7/10, with explanation: Concord's downtown area has relatively wide sidewalks and crosswalks, but some areas lack curb cuts and ramps, making it difficult for strollers to navigate. The town's many parks and outdoor spaces are generally stroller-friendly, but public transit options are limited.
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