Grimstead, VA Utility & Living Guide

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Grimstead, VA Utility & Living Guide

Living in Grimstead, VA offers a tranquil and scenic experience with its rural landscape and proximity to the Chesapeake Bay.

Last updated: September 20, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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🌤️ Live Weather — Grimstead
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The current financial trends in Grimstead indicate a growing demand for housing and services, driven by an influx of new residents and retirees. However, the area's rural infrastructure and limited job opportunities may pose challenges for some residents.
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Mathews County Public Works
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Grimstead is characterized by a mix of older and newer homes, with a range of prices to suit different budgets. The area is popular with families and retirees due to its peaceful atmosphere and access to outdoor recreational activities. However, the market can be competitive, with limited inventory and rising prices.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + Local 1%</p>

Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, agriculture, and small business
Top Local Concerns
Traffic, affordable housing, environmental protection
🚌 Transit for Families

Grimstead has limited public transportation options, but the area is relatively flat and walkable, making it accessible for strollers and families.

🎡 Top Kid Attractions
  • 🎯
    Mathews County Park
  • 🎯
    Chesapeake Bay beaches
  • 🎯
    New Point Comfort Lighthouse

Best Neighborhoods for Families

The areas around Mathews County Park and the Chesapeake Bay are popular with families due to their scenic views, outdoor recreational opportunities, and sense of community. However, these areas can be prone to flooding and may require special insurance.

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📊 Grimstead — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Grimstead tend to be higher in the summer due to air conditioning usage, with average electricity bills increasing by 20-30% during the peak summer months. In contrast, winter utility bills are relatively low, with minimal heating needs due to the area's mild climate.

🏛️ Local Tax Details

The ZIP code 23045 has a property tax millage rate of 0.85, with no local surtaxes.

👶 Family & Stroller Friendliness

Score 6/10: Grimstead has some sidewalks and parks, but the area is largely rural and may require driving to access amenities. However, the flat terrain and scenic views make it a pleasant place to walk or stroll with a family.

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