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Winchester, MA Utility & Living Guide
Living in Winchester, MA offers a unique blend of small-town charm and big-city amenities just outside of Boston
Monthly Utility Costs
$140/mo
$80/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1800/mo |
| 2 Bedrooms | $2200/mo |
| 3 Bedrooms | $2800/mo |
| Median Home Price | $640,000 |
| Property Tax Rate | 1.23% |
| Avg Childcare/mo | $1200 |
The housing market in Winchester is highly competitive, with a mix of historic homes and new construction. The town has a strong sense of community, with many residents actively involved in local affairs. Home prices are among the highest in the state, reflecting the town’s excellent schools and convenient location
Cost of Living
146
+20% above national average
108
94
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.23% |
| <p>State 5.2% + No County tax + Local 0.05% option tax (not currently implemented)</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with some deductions and exemptions available
Family & Relocation
60
8.5/10
$1200/mo
City Pulse
Winchester has a relatively stroller-friendly public transit system, with accessible buses and a commuter rail station, but some areas of town may require more walking or driving
- Winchester Public Library
- Griffin Museum of Photography
- Mystic Lake
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Winchester based on your household profile.
📰 Live Local News
Winchester has regulations regarding zoning, historic preservation, and environmental protection, which are enforced by the town’s planning and conservation departments
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Winchester — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Winchester fluctuate significantly by season, with high heating bills in winter and moderate cooling costs in summer. Residents can expect to pay more for heat in January and February, while summer electricity bills may be higher due to air conditioning usage
🏛️ Local Tax Details
The ZIP code 01890 has a property tax millage rate of 12.34, with no local surtaxes
👶 Family & Stroller Friendliness
Score: 7, explanation: Winchester has good sidewalk quality and park access, but some areas may lack elevator access in transit or have limited family infrastructure, such as changing tables or nursing rooms
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