Oyster, VA Utility & Living Guide

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Oyster, VA Utility & Living Guide

Living in Oyster, VA offers a serene and peaceful environment with a strong sense of community

Last updated: September 13, 2026
Total Utilities$280/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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🌤️ Live Weather — Oyster
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The current financial trend in Oyster is a growing demand for vacation rentals and waterfront properties. The local economy is also supported by the fishing and tourism industries
⚠️ Natural Hazard History — Oyster
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Northampton County Public Works
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Oyster is relatively stable, with a mix of older and newer homes available. Waterfront properties are highly sought after, and prices can be higher in these areas. Rental options are limited, but available

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + County 1% + City 0%</p>

Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of Democratic and Republican voters
Business Momentum
Moderate, with key industries in tourism, fishing, and small business
Top Local Concerns
Traffic, flooding, affordable housing
🚌 Transit for Families

Public transit is limited in Oyster, but the area is relatively flat and stroller-friendly

🎡 Top Kid Attractions
  • 🎯
    Cape Charles Beach
  • 🎯
    Kiptopeke State Park
  • 🎯
    Eastern Shore of Virginia National Wildlife Refuge

Best Neighborhoods for Families

The best areas for families in Oyster are the waterfront neighborhoods, such as Bayshore Road and Marina Road, which offer beautiful views and easy access to outdoor activities. Other family-friendly areas include the historic district and the area around the Oyster Elementary School

Household Budget Calculator

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📊 Oyster — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Oyster tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low due to the mild climate

🏛️ Local Tax Details

The ZIP code 23419 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, easy access to parks and outdoor spaces, and relatively flat terrain, making it easy to navigate with a stroller

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