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Adams, MA Utility & Living Guide
Living in Adams, MA offers a charming small-town experience with easy access to outdoor recreation and a strong sense of community.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $240,000 |
| Property Tax Rate | 1.35% |
| Avg Childcare/mo | $1200 |
The housing market in Adams is relatively stable, with a mix of older and newer homes available. Rentals are scarce, and prices have been rising in recent years. First-time homebuyers may find affordable options in nearby neighborhoods.
Cost of Living
118
+18% above national average
105
94
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.35% |
| <p>State 6.25% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
The town has limited public transportation, but sidewalks and parks are generally stroller-friendly.
- Susan B. Anthony Birthplace Museum
- Adams Visitor Center
- Berkshire Scenic Railway Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Adams based on your household profile.
📰 Live Local News
Residents must follow town ordinances regarding trash disposal, pet ownership, and property maintenance.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Adams — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Adams fluctuate significantly with the seasons, with higher electricity bills in the summer due to air conditioning and higher heating bills in the winter. Residents can expect to pay around 20-30% more for utilities during the peak summer and winter months.
🏛️ Local Tax Details
The ZIP code 01220 has a property tax millage rate of 18.45, with no local surtaxes.
👶 Family & Stroller Friendliness
Score 6: Adams has decent sidewalks and park access, but elevator access in transit is limited, and family infrastructure could be improved.
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