Albany, VT Utility & Living Guide

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Albany, VT Utility & Living Guide

Living in Albany, VT offers a unique blend of rural charm and natural beauty, with plenty of outdoor activities to enjoy throughout the year

Last updated: June 26, 2026
Total Utilities$260/mo
1BR Rent$1000/mo
Sales Tax6%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Albany
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Green Mountain Power
🔥 Gas

N/A - Electric only
💧 Water

$30/mo

Town of Albany Water Department
🗑️ Garbage

$20/mo

Casella Waste Systems
📶 Internet

$60/mo

Combined Average Overhead $260/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate1.8%
Avg Childcare/mo$900

The housing market in Albany is relatively affordable, with a mix of older and newer homes available. Rentals are limited, but can be found in nearby towns. Home prices have been steadily increasing over the past few years.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.8%
<p>State 6% + No County or City tax</p>

Vermont has a progressive income tax system, with rates ranging from 3.75% to 8.95%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in agriculture, tourism, and small manufacturing
Top Local Concerns
Affordability, broadband access, environmental conservation
🚌 Transit for Families

Public transit is limited, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks

🎡 Top Kid Attractions
  • 🎯
    Albany Town Park
  • 🎯
    Missisquoi River
  • 🎯
    Jay Peak Resort

Best Neighborhoods for Families

The village center and surrounding areas are popular with families, offering a mix of older and newer homes, and easy access to schools and amenities. The town's rural areas also offer a more secluded and peaceful living environment.

Household Budget Calculator

Estimate your real monthly cost of living in Albany based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Zoning regulations are in place to preserve the town’s rural character, and there are restrictions on certain types of businesses and developments

Albany's economy is driven by agriculture, tourism, and small businesses, with a growing trend towards sustainable and eco-friendly industries. The town is also seeing an increase in remote workers and digital nomads.

Financial Tools

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📊 Albany — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Albany tend to be higher in the winter months due to heating needs, with an average increase of 20-30% from December to February. In the summer, costs are relatively stable, with some increase in electricity usage for cooling.

🏛️ Local Tax Details

The town's property tax rate is 1.8%, with no local surtaxes. The ZIP code 05820 has a homestead tax exemption, which can reduce property tax bills for eligible homeowners.

👶 Family & Stroller Friendliness

6/10, with explanation: while the town has some stroller-friendly sidewalks and parks, there are also areas with limited accessibility and rough terrain, and elevator access in transit is limited

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