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Andover, MA Utility & Living Guide

Living in Andover, MA offers a unique blend of historic charm and modern amenities, making it an attractive choice for families and professionals alike.

Last updated: September 2, 2026

Total Utilities$360/mo

1BR Rent$1800/mo

Sales Tax6.25%

COL Index146 (+46% above national average)

Family Score8/10

Median Home$640,000

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Andover is experiencing a surge in tech industry growth, with several major companies setting up operations in the area, driving up demand for housing and commercial space. This trend is expected to continue, with potential impacts on the local economy and infrastructure.

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⚠️ Natural Hazard History — Andover

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🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

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🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

National Grid

🔥 Gas

$70/mo

National Grid

💧 Water

$50/mo

Andover Water Department

🗑️ Garbage

$30/mo

Republic Services

📶 Internet

$70/mo

Combined Average Overhead$360/month

Housing Market

Rent & Property
1 Bedroom	$1800/mo
2 Bedrooms	$2200/mo
3 Bedrooms	$2800/mo
Median Home Price	$640,000
Property Tax Rate	1.23%
Avg Childcare/mo	$1200

Andover’s housing market is highly competitive, with a mix of historic homes and new construction. The town has a strong school system and a high quality of life, making it a desirable place to live. However, this comes at a cost, with median home prices exceeding $640,000.

Cost of Living

Overall COL Index

146

US national avg = 100

vs National Avg

+46% above national average

Groceries

108

Transportation

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax	6.25%
Property Tax Rate	1.23%
<p>State 5.2% + No County tax + Local 0% (no additional local sales tax)</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income tax in Andover.

Family & Relocation

Family Vibe Score

8/10

Safety Index

Higher = safer

School Rating

8.5/10

GreatSchools avg

Avg Childcare

$1200/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Purple description, with a mix of Democratic and Republican voters

Business Momentum

High, with key industries in tech, healthcare, and education

Top Local Concerns

Traffic, affordable housing, school funding

🚌 Transit for Families

Andover has a relatively stroller-friendly public transit system, with accessible buses and a commuter rail station, but sidewalks and pedestrian infrastructure could be improved in some areas.

🎡 Top Kid Attractions

🎯
Andover Community Park
🎯
Stevens-Coolidge Place
🎯
Addison Gallery of American Art

Best Neighborhoods for Families

The Downtown area, Shawsheen Village, and the West Andover neighborhood are popular choices for families, offering a mix of historic homes, parks, and community amenities. These areas are also close to top-rated schools and town amenities.

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Andover has regulations in place to preserve its historic district and protect the environment, including rules on zoning, waste management, and water conservation.

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📊 Andover — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Andover experiences significant seasonal fluctuations in utility costs, with high electricity bills in the summer due to air conditioning and high gas bills in the winter due to heating. Residents can expect to pay around 20-30% more for utilities during these peak months.

🏛️ Local Tax Details

The ZIP code 01810 has a property tax millage rate of 1.23, with no local surtaxes. However, residents should note that property tax rates can vary depending on the specific location within the town.

👶 Family & Stroller Friendliness

7/10, with explanation: Andover has good sidewalk quality and park access, but elevator access in transit and family infrastructure could be improved in some areas, particularly in the Downtown area.

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