APG, MD Utility & Living Guide

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Tier 3 Location

APG, MD Utility & Living Guide

Living in APG, Maryland offers a unique blend of rural charm and access to major cities like Baltimore and Philadelphia.

Last updated: June 26, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax6%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — APG
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

BGE
🔥 Gas

$50/mo

BGE
💧 Water

$45/mo

Harford County Department of Public Works
🗑️ Garbage

$25/mo

Harford County Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in APG is relatively affordable, with a range of options from apartments to single-family homes. However, the area is prone to flooding, which can impact property values. Overall, the market is stable, with a mix of long-time residents and newcomers.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.2%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive state income tax, with rates ranging from 2% to 5.75%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries in defense, healthcare, and education
Top Local Concerns
Traffic, public safety, education
🚌 Transit for Families

The public transit system in APG is limited, but the area is relatively flat and walkable, making it accessible for strollers.

🎡 Top Kid Attractions
  • 🎯
    Harford County Farm Fair
  • 🎯
    APG Federal Credit Union Arena
  • 🎯
    Plumpton Park Zoo

Best Neighborhoods for Families

The best neighborhoods for families in APG include the historic district, with its tree-lined streets and historic homes, as well as the newer developments near the APG Federal Credit Union Arena. These areas offer a range of amenities, including parks, playgrounds, and community events.

Household Budget Calculator

Estimate your real monthly cost of living in APG based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents are subject to Harford County regulations, including zoning ordinances and building codes.

The current financial trend in APG is a growing demand for housing, driven by the area's proximity to major employment centers. However, this growth is also putting pressure on local infrastructure and services.

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📊 APG — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in APG tend to be higher in the summer, due to the need for air conditioning, and lower in the winter, when heating demands are reduced. However, the area's mild climate means that these fluctuations are relatively moderate compared to other parts of the country.

🏛️ Local Tax Details

The ZIP code 21005 has a property tax millage rate of 1.02, with no local surtaxes.

👶 Family & Stroller Friendliness

6, due to the area's relatively flat terrain and walkable streets, as well as the presence of parks and playgrounds, but limited by the lack of public transit options and some sidewalks in need of repair.

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