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Atlantic Beach, FL Utility & Living Guide
Atlantic Beach is a city in Duval County, Florida, United States and the second largest of the Jacksonville Beaches communities. When the majority of communities in Duval County consolidated with Jacksonville in 1968, Atlantic Beach, along with Jacksonville Beach, Neptune Beach, and Baldwin, remained quasi-independent.
Monthly Utility Costs
$120/mo
—
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1510/mo |
| 2 Bedrooms | $1678/mo |
| 3 Bedrooms | $2097/mo |
| Median Home Price | $482,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
Atlantic Beach has a competitive housing market with demand driven by waterfront properties. Prices have risen steadily due to limited inventory and coastal appeal.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6% + County 1% + City 0.5%</p> | |
Florida has no state income tax.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Limited public transit; most families rely on cars. Sidewalks are available in most areas.
- Atlantic Beach Town Center
- Dutton Island Preserve
- Adventure Landing
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Atlantic Beach based on your household profile.
📰 Live Local News
Short-term rental restrictions apply; beach access regulations enforced during turtle nesting season.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Atlantic Beach — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer AC usage spikes electric bills by 20-30%. Winter heating costs are minimal due to mild temperatures.
🏛️ Local Tax Details
32233 ZIP has millage rate of 17.1199. No local surtaxes beyond standard rates.
👶 Family & Stroller Friendliness
7/10: Good sidewalk coverage in residential areas but limited elevators in older buildings. Beach access points have ramps.
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