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Atlantic City, NJ Utility & Living Guide
Living in Atlantic City offers a vibrant coastal lifestyle with world-famous beaches and entertainment.
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1200/mo |
| 2 Bedrooms | $1600/mo |
| 3 Bedrooms | $2100/mo |
| Median Home Price | $320,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
The housing market in Atlantic City is relatively affordable compared to nearby coastal cities, with a mix of historic homes and modern condos. Demand is steady, but some areas are still recovering from past economic downturns.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6.625% + County 0% + City 0.875%</p> | |
New Jersey has a progressive income tax system with rates ranging from 1.4% to 10.75% depending on income level.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Public transit is limited but stroller-friendly on boardwalks and in tourist areas. Jitneys (small buses) are common but may not always accommodate strollers easily.
- Steel Pier Amusement Park
- Atlantic City Aquarium
- Ripley's Believe It or Not!
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Atlantic City based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Short-term rental regulations are strict, and parking can be challenging in tourist-heavy areas. Beach tags are required for beach access during summer months.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Atlantic City — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Electricity costs peak in summer due to air conditioning demand, while gas bills rise in winter for heating. Water usage also increases slightly in summer for landscaping.
🏛️ Local Tax Details
Key ZIP code level tax info: Atlantic City (08401) has a property tax millage rate of 1.2%. No local surtaxes specific to Atlantic City county.
👶 Family & Stroller Friendliness
7/10 with explanation: Boardwalks and main tourist areas are stroller-friendly, but some sidewalks in residential areas need repair. Limited elevator access in older buildings.
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