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Bayonne, NJ Utility & Living Guide
Bayonne offers a charming small-town feel with easy access to the bustling energy of New York City.
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1200/mo |
| 2 Bedrooms | $1600/mo |
| 3 Bedrooms | $2100/mo |
| Median Home Price | $320,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
Bayonne’s housing market is competitive, with a mix of historic homes and modern developments. Prices have been rising due to proximity to NYC, but remain more affordable than neighboring Jersey City.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6.625% + County 0% + City 0.875%</p> | |
New Jersey has a progressive income tax ranging from 1.4% to 10.75% depending on income level.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Public transit is moderately stroller-friendly with some accessible stations on the Hudson-Bergen Light Rail, but many buses lack low-floor boarding.
- Stephen R. Gregg Park
- Bayonne Museum
- Bayonne Community Museum
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Bayonne based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Residents must obtain permits for home renovations and adhere to strict parking regulations in certain zones.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Bayonne — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Electric costs peak in summer due to AC usage, while gas bills are highest in winter for heating. Water usage remains relatively stable year-round.
🏛️ Local Tax Details
Key ZIP code level tax info: Bayonne has a uniform property tax rate across its ZIP codes (07002) with no additional local surtaxes beyond the standard Hudson County rates.
👶 Family & Stroller Friendliness
6/10 with explanation: Sidewalks are generally good but uneven in older areas. Parks have stroller access but some transit stations lack elevators. Limited dedicated family infrastructure.
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