Bayonne, NJ Utility & Living Guide

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Tier 3 Location

Bayonne, NJ Utility & Living Guide

Bayonne offers a charming small-town feel with easy access to the bustling energy of New York City.

Last updated: June 26, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Bayonne
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSE&G
🔥 Gas

$50/mo

PSE&G
💧 Water

$45/mo

Bayonne Municipal Utilities Authority
🗑️ Garbage

$25/mo

City of Bayonne Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

Bayonne’s housing market is competitive, with a mix of historic homes and modern developments. Prices have been rising due to proximity to NYC, but remain more affordable than neighboring Jersey City.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.625% + County 0% + City 0.875%</p>

New Jersey has a progressive income tax ranging from 1.4% to 10.75% depending on income level.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2.1% (growing)
Political Climate
Blue (Democratic stronghold)
Business Momentum
Moderate with key industries in logistics, healthcare, and retail
Top Local Concerns
Property taxes, traffic congestion, school funding
🚌 Transit for Families

Public transit is moderately stroller-friendly with some accessible stations on the Hudson-Bergen Light Rail, but many buses lack low-floor boarding.

🎡 Top Kid Attractions
  • 🎯
    Stephen R. Gregg Park
  • 🎯
    Bayonne Museum
  • 🎯
    Bayonne Community Museum

Best Neighborhoods for Families

The Bergen Point area offers family-friendly amenities and good schools. Downtown Bayonne provides walkability and access to transit for NYC commuters.

Household Budget Calculator

Estimate your real monthly cost of living in Bayonne based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to strict parking regulations in certain zones.

Bayonne is experiencing growth in logistics and warehousing due to its port location. Residential development is also increasing, driven by NYC commuters seeking affordability.

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📊 Bayonne — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$72,839
👤 Median Age
38.4
🏠 Homeownership Rate
39.4%
🔑 Renter Rate
60.6%
📉 Poverty Rate
11.1%
💼 Unemployment Rate
6.2%
📡 Internet Access
87.9%
🎓 College Educated
35.5%

☀️ Seasonal Utility Costs

Electric costs peak in summer due to AC usage, while gas bills are highest in winter for heating. Water usage remains relatively stable year-round.

🏛️ Local Tax Details

Key ZIP code level tax info: Bayonne has a uniform property tax rate across its ZIP codes (07002) with no additional local surtaxes beyond the standard Hudson County rates.

👶 Family & Stroller Friendliness

6/10 with explanation: Sidewalks are generally good but uneven in older areas. Parks have stroller access but some transit stations lack elevators. Limited dedicated family infrastructure.

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