Beachwood, NJ Utility & Living Guide

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Tier 3 Location

Beachwood, NJ Utility & Living Guide

Beachwood, NJ offers a peaceful suburban lifestyle with easy access to the Jersey Shore.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Beachwood
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Jersey Central Power & Light (JCP&L)
🔥 Gas

$50/mo

New Jersey Natural Gas
💧 Water

$45/mo

Beachwood Municipal Utilities Authority
🗑️ Garbage

$25/mo

Beachwood Borough Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

Beachwood’s housing market is competitive, with steady demand for single-family homes. Prices have risen modestly due to its proximity to the shore and affordability compared to neighboring towns.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.625% + County 0% + City 0.875%</p>

New Jersey has a progressive income tax system with rates ranging from 1.4% to 10.75%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3% (growing)
Political Climate
Purple description
Business Momentum
Moderate with key industries in tourism, retail, and healthcare
Top Local Concerns
Property taxes, coastal flooding, school funding
🚌 Transit for Families

Limited public transit options; NJ Transit buses serve the area but are not fully accessible.

🎡 Top Kid Attractions
  • 🎯
    Beachwood Beach
  • 🎯
    Ocean County Park
  • 🎯
    Jenkinson's Aquarium

Best Neighborhoods for Families

The waterfront areas near Beachwood Beach are popular for families. The central neighborhoods offer more affordable options with good school access.

Household Budget Calculator

Estimate your real monthly cost of living in Beachwood based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations. Short-term rentals are restricted in some zones.

Beachwood is seeing increased investment in waterfront properties. Local businesses are benefiting from growing tourism along the Jersey Shore.

Financial Tools

Calculators
Planning Tools

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📊 Beachwood — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$88,940
👤 Median Age
41.3
🏠 Homeownership Rate
91.0%
🔑 Renter Rate
9.0%
📉 Poverty Rate
4.8%
💼 Unemployment Rate
3.9%
📡 Internet Access
90.4%
🎓 College Educated
25.5%

☀️ Seasonal Utility Costs

Electricity costs peak in summer due to air conditioning use. Gas bills rise in winter for heating, while water usage is consistent year-round.

🏛️ Local Tax Details

Key ZIP code level tax info: Beachwood (08722) has a property tax millage rate of 1.2%. No local surtaxes specific to Ocean County.

👶 Family & Stroller Friendliness

Score 6/10 with explanation: Sidewalks are present but uneven in some areas. Parks are accessible but transit options lack elevator access.

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