Beardstown, IL Utility & Living Guide

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Beardstown, Illinois Utility & Living Guide

Beardstown is a city in Cass County, Illinois, United States. The population was 5,951 at the 2020 census.

Last updated: August 30, 2026
Total Utilities$315/mo
1BR Rent$627/mo
Sales Tax6.25%
COL Index97 (-3)
Family Score6/10
Median Home$78,700
📷 Live Cameras — Beardstown
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🌤️ Live Weather — Beardstown
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Living in Beardstown, summers are hot, with Jul highs around 86.3°F, while winters are cold — Feb lows average 20.9°F. Winter heating is a real budget factor — 4890 degree days means 4-5 months of meaningful energy bills. The area receives 42.4 inches of rainfall per year. Within 5 miles: 4 parks and 5 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $58,804. With a 16.0% poverty rate and 68.5% homeownership, the community reflects a stable residential mix. Nearby cities: Rushville (10mi NW), Virginia (13mi E), Mount Sterling (18mi W). Air quality is Good — avg AQI 45 over the past week.
⚠️ Natural Hazard History — Beardstown
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Local utility provider
🔥 Gas

$60/mo

Local gas utility
💧 Water

$35/mo

Municipal water department
🗑️ Garbage

$25/mo

Municipal waste management
📶 Internet

$65/mo

Combined Average Overhead$315/month

Housing Market

Rent & Property
1 Bedroom$627/mo
2 Bedrooms$697/mo
3 Bedrooms$871/mo
Median Home Price$78,700
Property Tax Rate2.07%
Avg Childcare/mo$1000
Contact a local realtor for current market conditions in Beardstown.

Cost of Living

Overall COL Index

97

US national avg = 100
vs National Avg

-3

Groceries

97

Transportation

100

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate2.07%

Family & Relocation

Family Vibe Score
6/10
Safety Index

55

Higher = safer
School Rating

6

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
Population: 5,000

Household Budget Calculator

Estimate your real monthly cost of living in Beardstown based on your household profile.

Financial Tools

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📊 Beardstown — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$58,804
🏠 Homeownership Rate
68.5%
🔑 Renter Rate
31.5%
📉 Poverty Rate
16.0%
💼 Unemployment Rate
8.3%
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