Bedford, NH Utility & Living Guide

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Bedford, NH Utility & Living Guide

Living in Bedford, NH offers a unique blend of small-town charm and access to big-city amenities

Last updated: June 26, 2026
Total Utilities$380/mo
1BR Rent$1400/mo
COL Index118 (+10% above national average)
Family Score8/10
Median Home$430,000
🌤️ Live Weather — Bedford
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📷 Live Cameras — Bedford
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⚠️ Natural Hazard History — Bedford
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

$80/mo

Liberty Utilities
💧 Water

$50/mo

Town of Bedford Water Department
🗑️ Garbage

$30/mo

Casella Waste Systems
📶 Internet

$70/mo

Combined Average Overhead $380/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$430,000
Property Tax Rate1.8%
Avg Childcare/mo$1200

The housing market in Bedford is highly competitive, with a mix of older and newer homes available. The town has a strong sense of community, with many families and young professionals calling it home. However, the high cost of living and limited affordable housing options can make it challenging for some to find a place to live.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

102

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate1.8%
<p>State 0% + No county tax + Local 0%</p>

New Hampshire has no state income tax, but it does tax dividends and interest income

Family & Relocation

Family Vibe Score
8/10
Safety Index

60

Higher = safer
School Rating

8/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+5% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
High, with key industries including technology, healthcare, and education
Top Local Concerns
Traffic, affordable housing, environmental conservation
🚌 Transit for Families

Bedford has a limited public transportation system, but it is relatively stroller-friendly, with sidewalks and crosswalks in place throughout the town

🎡 Top Kid Attractions
  • 🎯
    McIntyre Ski Area
  • 🎯
    Bedford Town Pool
  • 🎯
    Beaver Brook Association

Best Neighborhoods for Families

The best neighborhoods for families in Bedford include the town center, which offers a mix of older and newer homes, as well as the surrounding rural areas, which provide a more secluded and natural environment. The town's schools are also highly rated, making it an attractive option for families.

Household Budget Calculator

Estimate your real monthly cost of living in Bedford based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Bedford has regulations in place to protect its natural resources and preserve its rural character, including zoning ordinances and environmental regulations

The current financial trends in Bedford are driven by its strong economy and high demand for housing, with many new businesses and developments emerging in the area. However, the town is also working to balance growth with preservation of its natural resources and community character.

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📊 Bedford — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Bedford can fluctuate significantly by season, with higher costs in the winter due to heating and in the summer due to air conditioning. For example, the average monthly electric bill can increase by 20-30% in the winter and summer months compared to the spring and fall.

🏛️ Local Tax Details

The ZIP code 03110 has a property tax millage rate of 24.5, with no local surtaxes

👶 Family & Stroller Friendliness

8/10, with explanation: Bedford has good sidewalk quality and park access, but could improve its elevator access in transit and family infrastructure, such as changing tables and nursing rooms

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