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Belcamp, MD Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
$60/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Belcamp is relatively stable, with a mix of older and newer homes available. The area is popular with families and commuters, and prices are generally lower than in nearby Baltimore. However, the market can be competitive, especially for newer homes.
Cost of Living
108
+8% above national average
105
102
101
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + County 0%</p> | |
Maryland has a progressive state income tax, with rates ranging from 2% to 5.75%. Residents of Belcamp are also subject to federal income tax.
Family & Relocation
55
7.2/10
$1200/mo
City Pulse
The public transit system in Belcamp is limited, but the area is relatively stroller-friendly, with wide sidewalks and accessible parks.
- Harford County Farm Fair
- Susquehanna State Park
- Ripken Stadium
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Belcamp based on your household profile.
📰 Live Local News
Belcamp is subject to Harford County regulations, including zoning laws and building codes. Residents are also required to obtain permits for certain projects and activities.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Belcamp — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Belcamp tend to be higher in the summer, when air conditioning is in use, and lower in the winter, when heating costs are lower. However, the area's mild climate means that utility costs are generally lower than in other parts of the country.
🏛️ Local Tax Details
The ZIP code 21017 has a property tax millage rate of 1.04, and is subject to the Harford County transfer tax, which is 1.5% of the sale price of a property.
👶 Family & Stroller Friendliness
6, due to the area's wide sidewalks and accessible parks, but limited public transit options and some areas with limited elevator access.
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