Belcamp, MD Utility & Living Guide

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Belcamp, MD Utility & Living Guide

Living in Belcamp, MD offers a unique blend of rural charm and access to urban amenities, making it an attractive option for those looking to escape the hustle and bustle of city life.

Last updated: June 26, 2026
Total Utilities$350/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Belcamp
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

BGE
🔥 Gas

$60/mo

BGE
💧 Water

$50/mo

Harford County Department of Public Works
🗑️ Garbage

$30/mo

Harford County Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $350/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Belcamp is relatively stable, with a mix of older and newer homes available. The area is popular with families and commuters, and prices are generally lower than in nearby Baltimore. However, the market can be competitive, especially for newer homes.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

102

Healthcare

101

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + County 0%</p>

Maryland has a progressive state income tax, with rates ranging from 2% to 5.75%. Residents of Belcamp are also subject to federal income tax.

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries including healthcare, education, and manufacturing
Top Local Concerns
Traffic, public safety, education
🚌 Transit for Families

The public transit system in Belcamp is limited, but the area is relatively stroller-friendly, with wide sidewalks and accessible parks.

🎡 Top Kid Attractions
  • 🎯
    Harford County Farm Fair
  • 🎯
    Susquehanna State Park
  • 🎯
    Ripken Stadium

Best Neighborhoods for Families

The best neighborhoods for families in Belcamp include the historic district, which offers a mix of older and newer homes, and the area around the local park, which is popular with families and commuters. The area is also home to several highly-rated schools, making it an attractive option for families with children.

Household Budget Calculator

Estimate your real monthly cost of living in Belcamp based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Belcamp is subject to Harford County regulations, including zoning laws and building codes. Residents are also required to obtain permits for certain projects and activities.

The current financial trends in Belcamp are driven by a growing economy and a increasing demand for housing. However, the area is also experiencing some challenges, including traffic congestion and limited job opportunities in certain sectors.

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📊 Belcamp — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Belcamp tend to be higher in the summer, when air conditioning is in use, and lower in the winter, when heating costs are lower. However, the area's mild climate means that utility costs are generally lower than in other parts of the country.

🏛️ Local Tax Details

The ZIP code 21017 has a property tax millage rate of 1.04, and is subject to the Harford County transfer tax, which is 1.5% of the sale price of a property.

👶 Family & Stroller Friendliness

6, due to the area's wide sidewalks and accessible parks, but limited public transit options and some areas with limited elevator access.

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