Belmont, NH Utility & Living Guide

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Belmont, NH Utility & Living Guide

Living in Belmont, NH offers a charming small-town experience with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
COL Index118 (+10% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Belmont
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Belmont Village Water Department
🗑️ Garbage

$30/mo

Casella Waste Systems
📶 Internet

$60/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate1.8%
Avg Childcare/mo$1200

The housing market in Belmont is relatively stable, with a mix of older and newer homes available. The town has seen some new development in recent years, but prices remain competitive. Rentals are also available, but may be limited in certain areas.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate1.8%
<p>State 0% + No County tax + No City tax, but subject to State rooms and meals tax</p>

New Hampshire has no state income tax, but taxes dividends and interest income at 5%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of Republican and Democratic voters
Business Momentum
Moderate, with key industries including tourism, healthcare, and manufacturing
Top Local Concerns
Affordability, traffic, and environmental protection
🚌 Transit for Families

Belmont has limited public transportation, but the town is relatively walkable and bikeable, with some sidewalks and crosswalks.

🎡 Top Kid Attractions
  • 🎯
    Belmont Park
  • 🎯
    Lake Winnipesaukee
  • 🎯
    Gunstock Mountain Resort

Best Neighborhoods for Families

The village center and surrounding neighborhoods offer a charming and family-friendly atmosphere, with easy access to local amenities and outdoor recreation. The area around Belmont High School is also popular with families.

Household Budget Calculator

Estimate your real monthly cost of living in Belmont based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Belmont has regulations regarding zoning, building permits, and environmental protection.

The current financial trend in Belmont is a growing demand for housing and commercial space, driven by its proximity to Lake Winnipesaukee and the White Mountains. As a result, local businesses are seeing increased investment and development opportunities.

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📊 Belmont — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Belmont tend to be higher in the winter months due to heating needs, with average electricity bills increasing by 20-30% from December to February. In the summer, air conditioning costs are relatively low, but may still add 10-20% to monthly electricity bills.

🏛️ Local Tax Details

The property tax millage rate in Belmont is approximately 24.5 mills, with no local surtaxes.

👶 Family & Stroller Friendliness

6, due to limited sidewalk coverage in some areas, but good park access and a relatively flat terrain, making it easy to navigate with a stroller.

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