Benedict, MD Utility & Living Guide

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Tier 3 Location

Benedict, MD Utility & Living Guide

Living in Benedict, MD offers a tranquil and scenic experience with its picturesque waterfront and historic charm.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1400/mo
Sales Tax6%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$380,000
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⚠️ Natural Hazard History — Benedict
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Southern Maryland Electric Cooperative
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Calvert County Water and Sewerage
🗑️ Garbage

$30/mo

Calvert County Solid Waste
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Benedict is relatively stable, with a mix of older and newer homes. Waterfront properties are highly sought after, and prices can be higher in these areas. Rentals are also available, but may be limited in terms of availability and affordability.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

95

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, healthcare, and small businesses
Top Local Concerns
Traffic, affordable housing, environmental conservation
🚌 Transit for Families

Public transit options are limited in Benedict, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and paths.

🎡 Top Kid Attractions
  • 🎯
    Benedict Bridge
  • 🎯
    Patuxent River
  • 🎯
    Calvert Cliffs State Park

Best Neighborhoods for Families

The historic district and waterfront areas are popular with families, offering a mix of older homes and newer developments. The town's small size and community-oriented atmosphere make it an attractive option for those seeking a close-knit community.

Household Budget Calculator

Estimate your real monthly cost of living in Benedict based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents are subject to Calvert County ordinances and zoning regulations, which govern issues such as noise, parking, and land use.

The current financial trends in Benedict indicate a growing demand for waterfront properties and a strong local economy driven by tourism and small businesses. However, residents may face challenges related to affordability and limited job opportunities in certain sectors.

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📊 Benedict — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Benedict tend to be higher in the summer months due to air conditioning usage, while winter months see a moderate increase in heating costs. However, the town's mild climate means that extreme temperature fluctuations are rare.

🏛️ Local Tax Details

The ZIP code 20612 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

Score 6: Benedict has some stroller-friendly sidewalks and paths, particularly in the historic district and waterfront areas, but may lack elevator access in some public buildings and transit options.

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