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Bernardston, MA Utility & Living Guide
Bernardston is a town in Franklin County, Massachusetts, United States. The population was 2,102 at the 2020 census. It is part of the Springfield, Massachusetts Metropolitan Statistical Area.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.25% |
| Avg Childcare/mo | $1200 |
The housing market in Bernardston is relatively stable, with a mix of older and newer homes available. Rentals are scarce, and prices may be higher than in surrounding towns. However, the town’s rural setting and natural beauty make it an attractive option for those seeking a peaceful lifestyle.
Cost of Living
108
+8% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.25% |
| <p>State 5.2% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
The town has limited public transportation, but the local bus system is stroller-friendly, and many parks and trails are accessible with a stroller.
- Kringle Candle
- Bernardston Public Library
- Greenfield Community College's outdoor recreation areas
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Bernardston based on your household profile.
📰 Live Local News
Bernardston has regulations regarding zoning, building permits, and environmental conservation.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Bernardston — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
In Bernardston, summer months bring higher electricity costs due to air conditioning usage, while winter months see increased heating costs. However, the town's mild climate means that utility costs remain relatively stable throughout the year, with some fluctuations in heating oil prices.
🏛️ Local Tax Details
The ZIP code 01337 has a property tax millage rate of 1.25, with no local surtaxes. However, residents may be subject to state and federal taxes.
👶 Family & Stroller Friendliness
Score 6/10: Bernardston has decent sidewalk quality and park access, but elevator access in transit is limited, and family infrastructure, such as playgrounds and kid-friendly restaurants, is somewhat scarce.
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