Beverly, MA Utility & Living Guide

⚡ Featured Deal

Essentials for Your New Home

🛒 Shop This Deal Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Beverly, MA Utility & Living Guide

Beverly is a city in Essex County, Massachusetts, United States, and a suburb of Boston. The population was 42,670 at the time of the 2020 United States census. A resort, residential, and manufacturing community on the Massachusetts North Shore, Beverly includes Ryal Side, North Beverly, Centerville

Last updated: June 26, 2026
Total Utilities$360/mo
1BR Rent$1500/mo
Sales Tax6.25%
COL Index118 (+10% above national average)
Family Score7/10
Median Home$430,000
📷 Live Cameras — Beverly
Live camera
Live · refreshing...
🌤️ Live Weather — Beverly
Loading weather...
⚠️ Natural Hazard History — Beverly
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Beverly?

Moving to Beverly? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

National Grid
🔥 Gas

$70/mo

National Grid
💧 Water

$50/mo

Beverly Water Supply Board
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead$360/month

Housing Market

Rent & Property
1 Bedroom$1500/mo
2 Bedrooms$1900/mo
3 Bedrooms$2500/mo
Median Home Price$430,000
Property Tax Rate1.23%
Avg Childcare/mo$1200

The housing market in Beverly is highly competitive, with a mix of historic homes and new constructions. The city has seen a surge in development in recent years, with many new apartments and condos being built. However, this has also led to increased prices and a shortage of affordable housing options.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

102

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.23%
<p>State 5.2% + No County tax + Local 0% (but subject to local meals tax and room occupancy tax)</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income tax.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
High, with key industries in tech, healthcare, and education
Top Local Concerns
Affordability, traffic, and environmental sustainability
🚌 Transit for Families

Beverly has a relatively stroller-friendly public transit system, with accessible buses and a commuter rail station, but sidewalks and crosswalks can be uneven in some areas.

🎡 Top Kid Attractions
  • 🎯
    Lynch Park
  • 🎯
    Beverly Harbor
  • 🎯
    and the Beverly Public Library

Best Neighborhoods for Families

The downtown area and nearby neighborhoods like Ryal Side and Beverly Farms are popular with families, offering a mix of historic homes, parks, and community events. However, these areas can be pricey, and families may also consider more affordable options like the Montserrat neighborhood.

Household Budget Calculator

Estimate your real monthly cost of living in Beverly based on your household profile.

📰 Live Local News

Beverly has regulations in place to preserve its historic districts and protect the environment, including restrictions on new development and waste management.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Beverly — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Beverly tend to be higher in the winter months due to heating, with the average monthly gas bill increasing by 20-30% from December to February. In the summer, electricity costs may increase due to air conditioning usage, but this is generally less pronounced than the winter heating spike.

🏛️ Local Tax Details

The ZIP code 01915 has a property tax millage rate of 14.45, with no local surtaxes. However, there may be additional taxes on certain types of properties, such as commercial or industrial buildings.

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and relatively flat terrain, but some areas have uneven or narrow sidewalks and limited elevator access in older buildings.

📍 Beverly City Stories

Beverly, Massachusetts — Mass. hermit crabs have trained themselves to curb the crab

There is, perhaps, no more fitting mascot for Beverly’s current housing reality than the hermit crab. This week,...

Read more →
📰 Latest MA Stories
Massachusetts Living Report — July 27, 2026

Massachusetts Living Report — July 27, 2026

With a population just shy of seven million, Massachusetts presents a classic trade-off for anyone considering a move:...

Read more →
Massachusetts Living Report — July 26, 2026

Massachusetts Living Report — July 26, 2026

Considering a move to Massachusetts means weighing its reputation for top-tier education and historic charm against a notoriously...

Read more →
Massachusetts Living Report — July 25, 2026

Massachusetts Living Report — July 25, 2026

For anyone considering a move to Massachusetts, the state presents a compelling but costly proposition. Home to nearly...

Read more →
Massachusetts Living Report — July 24, 2026

Massachusetts Living Report — July 24, 2026

With a population of just under seven million—6,984,205 to be precise—Massachusetts is one of the most densely populated...

Read more →
Amazon

Get your home essentials, storage, and moving supplies delivered.

Shop Moving Essentials

As an Amazon Associate I earn from qualifying purchases.