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Beverly, MA Utility & Living Guide
Living in Beverly, MA offers a unique blend of historic charm and modern amenities, making it an attractive option for families and young professionals alike.
Monthly Utility Costs
$140/mo
$70/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1500/mo |
| 2 Bedrooms | $1900/mo |
| 3 Bedrooms | $2500/mo |
| Median Home Price | $430,000 |
| Property Tax Rate | 1.23% |
| Avg Childcare/mo | $1200 |
The housing market in Beverly is highly competitive, with a mix of historic homes and new constructions. The city has seen a surge in development in recent years, with many new apartments and condos being built. However, this has also led to increased prices and a shortage of affordable housing options.
Cost of Living
118
+10% above national average
105
102
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.23% |
| <p>State 5.2% + No County tax + Local 0% (but subject to local meals tax and room occupancy tax)</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax.
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
Beverly has a relatively stroller-friendly public transit system, with accessible buses and a commuter rail station, but sidewalks and crosswalks can be uneven in some areas.
- Lynch Park
- Beverly Harbor
- and the Beverly Public Library
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Beverly based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Beverly has regulations in place to preserve its historic districts and protect the environment, including restrictions on new development and waste management.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Beverly — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Beverly tend to be higher in the winter months due to heating, with the average monthly gas bill increasing by 20-30% from December to February. In the summer, electricity costs may increase due to air conditioning usage, but this is generally less pronounced than the winter heating spike.
🏛️ Local Tax Details
The ZIP code 01915 has a property tax millage rate of 14.45, with no local surtaxes. However, there may be additional taxes on certain types of properties, such as commercial or industrial buildings.
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, accessible parks, and relatively flat terrain, but some areas have uneven or narrow sidewalks and limited elevator access in older buildings.
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