Bluff Springs, IL Utility & Living Guide

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Bluff Springs, Illinois Utility & Living Guide

Bluff Springs is an unincorporated community in Cass County, Illinois, United States. Bluff Springs is located on Illinois Route 125, east of Beardstown..

Last updated: August 31, 2026
Total Utilities$315/mo
1BR Rent$692/mo
Sales Tax6.25%
COL Index97 (-3)
Family Score6/10
Median Home$79,400
📷 Live Cameras — Bluff Springs
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🌤️ Live Weather — Bluff Springs
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Living in Bluff Springs, summers are hot, with Jul highs around 86.1°F, while winters are cold — Feb lows average 21.1°F. Winter heating is a real budget factor — 4851 degree days means 4-5 months of meaningful energy bills. The area receives 42.3 inches of rainfall per year. Within 5 miles: 4 parks and 5 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $73,214. With a 7.4% poverty rate and 76.2% homeownership, the community reflects a stable residential mix. Air quality is Good — avg AQI 46 over the past week.
⚠️ Natural Hazard History — Bluff Springs
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Local utility provider
🔥 Gas

$60/mo

Local gas utility
💧 Water

$35/mo

Municipal water department
🗑️ Garbage

$25/mo

Municipal waste management
📶 Internet

$65/mo

Combined Average Overhead$315/month

Housing Market

Rent & Property
1 Bedroom$692/mo
2 Bedrooms$769/mo
3 Bedrooms$961/mo
Median Home Price$79,400
Property Tax Rate2.07%
Avg Childcare/mo$1000
Contact a local realtor for current market conditions in Bluff Springs.

Cost of Living

Overall COL Index

97

US national avg = 100
vs National Avg

-3

Groceries

97

Transportation

100

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate2.07%

Family & Relocation

Family Vibe Score
6/10
Safety Index

55

Higher = safer
School Rating

6

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
Population: 5,000

Household Budget Calculator

Estimate your real monthly cost of living in Bluff Springs based on your household profile.

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📊 Bluff Springs — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$73,214
🏠 Homeownership Rate
76.2%
🔑 Renter Rate
23.8%
📉 Poverty Rate
7.4%
💼 Unemployment Rate
0.6%
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