Bushwood, MD Utility & Living Guide

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Tier 3 Location

Bushwood, MD Utility & Living Guide

Living in Bushwood, MD offers a tranquil and scenic experience with its rural landscape and proximity to the Potomac River.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$340,000
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⚠️ Natural Hazard History — Bushwood
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

SMECO (Southern Maryland Electric Cooperative)
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

St. Mary's County Metropolitan Commission
🗑️ Garbage

$30/mo

St. Mary's County Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$340,000
Property Tax Rate1.15%
Avg Childcare/mo$1200

The housing market in Bushwood is characterized by a mix of older and newer homes, with a growing demand for waterfront properties. The area is popular among families and retirees. However, the limited inventory of homes can drive up prices.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

92

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.15%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive state income tax system with rates ranging from 4.75% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of Democratic and Republican voters
Business Momentum
Moderate, with key industries including tourism, agriculture, and healthcare
Top Local Concerns
Traffic, education, public safety
🚌 Transit for Families

The public transit system in Bushwood is limited, but the area is relatively stroller-friendly due to its rural landscape and wide sidewalks

🎡 Top Kid Attractions
  • 🎯
    St. Mary's River State Park
  • 🎯
    Point Lookout State Park
  • 🎯
    St. Clement's Island Museum

Best Neighborhoods for Families

The best neighborhoods for families in Bushwood include the areas around the St. Mary's River and the rural countryside, which offer a peaceful and scenic environment. However, these areas can be quite distant from amenities and services.

Household Budget Calculator

Estimate your real monthly cost of living in Bushwood based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Bushwood is subject to St. Mary’s County regulations, including zoning ordinances and environmental regulations

The current financial trends in Bushwood indicate a growing demand for housing and a strong local economy driven by tourism and agriculture. However, the area is also experiencing challenges related to traffic and infrastructure development.

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📊 Bushwood — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

The utility costs in Bushwood fluctuate by season, with higher electricity bills in the summer due to air conditioning and higher water bills in the spring and summer due to lawn irrigation. In the winter, heating costs are relatively low due to the mild climate.

🏛️ Local Tax Details

The ZIP code 20618 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

Score 6/10: while Bushwood has wide sidewalks and a relatively flat terrain, the area lacks elevator access in public transit and has limited family infrastructure, such as playgrounds and parks

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