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Callao, VA Utility & Living Guide
Callao is an unincorporated community in Northumberland County, Virginia, United States. It is located on U.S. Route 360 northwest of Heathsville and east of Warsaw.
Monthly Utility Costs
$130/mo
—
$50/mo
$30/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1000/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $900 |
The housing market in Callao is characterized by a mix of older and newer homes, with a range of prices to suit different budgets. Rentals are relatively affordable, and the area is popular with families and retirees. However, the market can be competitive, especially for waterfront properties.
Cost of Living
105
+5% above national average
102
98
100
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + County 1%</p> | |
Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%
Family & Relocation
60
7/10
$900/mo
City Pulse
Callao has limited public transportation, but the area is relatively flat and easy to navigate on foot or by bike, with some sidewalks and crosswalks
- Rivah Visitor Center
- Hughlett Point Natural Area Preserve
- Northumberland County Recreation Center
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Callao based on your household profile.
📰 Live Local News
Callao has zoning regulations in place to protect the area’s natural beauty and historic character, and residents are encouraged to recycle and conserve water.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Callao — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Callao tend to be higher in the summer months, when air conditioning is in use, and lower in the winter months, when heating demands are reduced. However, the area's mild climate means that extreme temperature fluctuations are rare.
🏛️ Local Tax Details
The ZIP code 22435 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
6/10, with explanation: Callao has some sidewalks and crosswalks, but the area is not entirely stroller-friendly, with some rough roads and limited accessibility in certain areas.
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