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Callaway, MD Utility & Living Guide
Callaway is a census designated place in St. Mary's County, Maryland, United States. The elevation is 105 feet (32 m). Per the 2020 Census, the population was 1,779.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.15% |
| Avg Childcare/mo | $1200 |
The housing market in Callaway is relatively stable, with a mix of older and newer homes available. Rentals are also available, but may be limited. The area is popular with families and retirees due to its peaceful atmosphere and access to amenities.
Cost of Living
108
+8% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.15% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive state income tax with rates ranging from 2% to 5.75%
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Public transit in Callaway is limited, but the area is relatively flat and walkable, making it accessible for strollers
- St. Mary's County Fair
- Point Lookout State Park
- Patuxent Research Refuge
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Callaway based on your household profile.
📰 Live Local News
Residents are subject to St. Mary’s County ordinances, including zoning and noise regulations
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Callaway — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Callaway tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low due to the area's mild climate.
🏛️ Local Tax Details
The ZIP code 20620 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
Score 6/10: while Callaway has some sidewalks and parks, the area is not highly developed for stroller accessibility, with some roads lacking pedestrian infrastructure
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