⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Cambridge, ME Utility & Living Guide
Cambridge is a town in Somerset County, Maine, United States. The population was 443 at the 2020 census.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1000/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.5% |
| Avg Childcare/mo | $1200 |
The housing market in Cambridge is relatively stable, with a mix of old and new homes available for purchase or rent. The town has a few small subdivisions and some rural areas with larger properties. Home prices have been steadily increasing over the past few years.
Cost of Living
105
+5% above national average
102
98
100
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.5% |
| Property Tax Rate | 1.5% |
| <p>State 5.5% + no County or City tax</p> | |
Maine has a state income tax with a top rate of 7.95%, and Cambridge residents are subject to this tax.
Family & Relocation
60
7/10
$1200/mo
City Pulse
The town has limited public transportation, but the roads are generally stroller-friendly and sidewalks are available in the village center.
- Cambridge Town Park
- Moosehead Lake
- Bingham Riverwalk
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Cambridge based on your household profile.
📰 Live Local News
The town has regulations regarding zoning, building permits, and environmental protection.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Cambridge — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Cambridge fluctuate significantly with the seasons, with higher electricity bills in the winter due to heating and lower bills in the summer. However, the town's rural location and limited public transportation mean that residents may need to rely on personal vehicles, which can increase transportation costs year-round.
🏛️ Local Tax Details
The ZIP code 04923 has a property tax millage rate of 15.5, with no local surtaxes
👶 Family & Stroller Friendliness
6, due to the limited sidewalks and lack of public transportation, but the village center has some stroller-friendly areas and the town park is accessible
Maine Living Report — July 27, 2026
With a population hovering just under 1.37 million, Maine remains one of the most sparsely settled states east...
Read more →
Maine Living Report — July 26, 2026
For anyone dreaming of pine-scented air, rocky coastlines, and a slower pace of life, Maine presents a compelling...
Read more →
Maine Living Report — July 25, 2026
For anyone contemplating a move to Maine, the state offers a compelling blend of rugged coastline, dense forests,...
Read more →
Maine Living Report — July 24, 2026
For those considering a move to Maine, the state presents a complex and often contradictory picture. With a...
Read more →Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.