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Camp H M Smith, HI Utility & Living Guide
Living in Camp H M Smith, HI, offers a unique blend of military and island lifestyle with a population of around 5,000 residents.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $420,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Camp H M Smith is competitive, with a mix of military and civilian residents. Rentals are scarce, and prices are higher than in some other parts of Oahu. Homeownership is also an option, but prices are steep due to the island’s limited land and high demand.
Cost of Living
110
+10% above national average
105
100
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 4.166% |
| Property Tax Rate | 1.1% |
| <p>State 4.166% + No County tax</p> | |
Hawaii has a state income tax with rates ranging from 1.4% to 11%.
Family & Relocation
60
7/10
$1200/mo
City Pulse
The public transit system in Camp H M Smith is limited, but the area is relatively stroller-friendly due to its small size and pedestrian paths.
- Pearl Harbor
- USS Arizona Memorial
- Hanauma Bay
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Camp H M Smith based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Residents must follow all military base regulations and Hawaii state laws, including those related to zoning, parking, and environmental protection.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Camp H M Smith — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
In Camp H M Smith, utility costs tend to fluctuate with the seasons, with higher electricity bills in the summer due to air conditioning usage. In the winter, costs are relatively stable since heating is not a major concern in Hawaii's mild climate.
🏛️ Local Tax Details
The ZIP code 96861 has a property tax millage rate of 1.1%, and there are no local surtaxes specific to Camp H M Smith county.
👶 Family & Stroller Friendliness
Score 8/10: Camp H M Smith has well-maintained sidewalks and pedestrian paths, making it easy to navigate with a stroller. However, the area's hilly terrain and limited elevator access in some buildings may pose challenges for families with strollers.
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