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Cape Charles, VA Utility & Living Guide
Cape Charles is a town/municipal corporation in Northampton County, Virginia, United States. The population was 1,178 as of the 2020 Census.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $1200 |
The housing market in Cape Charles is characterized by a mix of older homes and new constructions, with a growing demand for vacation rentals and second homes. The town’s limited inventory and high demand have driven up prices in recent years. However, there are still affordable options available for buyers and renters
Cost of Living
110
+10% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + Local 1%</p> | |
Virginia has a progressive income tax system with rates ranging from 2% to 5.75%
Family & Relocation
60
7/10
$1200/mo
City Pulse
The town has a limited public transportation system, but its compact size and walkability make it accessible for families with strollers
- Cape Charles Beach
- Kiptopeke State Park
- Eastern Shore of Virginia National Wildlife Refuge
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Cape Charles based on your household profile.
📰 Live Local News
The town has strict zoning laws and building codes to preserve its historic character and natural environment
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Cape Charles — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Cape Charles tend to be higher in the summer months due to air conditioning usage, with average electricity bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low due to the town's mild climate
🏛️ Local Tax Details
The 23310 ZIP code has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, accessible parks, and a compact downtown area, but limited elevator access in some older buildings
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