Cape Coral, FL Utility & Living Guide

Tier 2 Location

Cape Coral, FL Utility & Living Guide

Living in Cape Coral offers a waterfront lifestyle with over 400 miles of canals.

Last updated: June 5, 2026
Total Utilities$305/mo
1BR Rent$1600/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$380,000
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⚠️ Natural Hazard History — Cape Coral
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

LCEC (Lee County Electric Cooperative)
🔥 Gas

N/A
💧 Water

$60/mo

City of Cape Coral Utilities
🗑️ Garbage

$25/mo

Waste Pro USA
📶 Internet

$70/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1600/mo
2 Bedrooms$2000/mo
3 Bedrooms$2600/mo
Median Home Price$380,000
Property Tax Rate1.1%
Avg Childcare/mo$1000

Cape Coral’s housing market is competitive with high demand for waterfront properties. Prices have risen steadily due to limited inventory and population growth.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.1%
<p>State 6% + County 1.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+15% growing
Political Climate
Red
Business Momentum
Moderate with key industries in construction, healthcare, and tourism
Top Local Concerns
hurricane preparedness, rising home prices, traffic congestion
🚌 Transit for Families

Limited public transit, car-dependent but with good sidewalks in newer areas.

🎡 Top Kid Attractions
  • 🎯
    Sun Splash Family Waterpark
  • 🎯
    Four Mile Cove Ecological Preserve

Best Neighborhoods for Families

The Southwest Cape offers newer developments with family-friendly amenities. Yacht Club area provides walkable access to parks and schools.

Household Budget Calculator

Estimate your real monthly cost of living in Cape Coral based on your household profile.

Local Briefing & Neighborhood Pulse

Local Regulation Notice

Key rules include strict canal maintenance requirements and hurricane building codes.

Relocation Overview

Cape Coral is seeing increased investment in waterfront developments. Remote work trends are driving demand for larger homes with home offices.

Live Local News

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📊 Cape Coral — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$65,282
👤 Median Age
48.3
🏠 Homeownership Rate
77.0%
🔑 Renter Rate
23.0%
📉 Poverty Rate
9.9%
💼 Unemployment Rate
5.1%
📡 Internet Access
90.6%
🎓 College Educated
20.8%