Cape Coral, FL Utility & Living Guide

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Cape Coral, FL Utility & Living Guide

Cape Coral is a city in Lee County, Florida, United States, on the Gulf of Mexico. Founded in 1957, the city's population had grown to 194,016 as of the 2020 census, a 26% increase from 154,309 at the 2010 census, making it the ninth-most populous city in Florida.

Last updated: July 8, 2026
Total Utilities$305/mo
1BR Rent$1467/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$302,400
📷 Live Cameras — Cape Coral
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🌤️ Live Weather — Cape Coral
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Living in Cape Coral, summers are hot, with Jul highs around 88.3°F, while winters stay mild, with Jan lows rarely below 57.4°F. At just 1 heating degree days per year, home heating costs are minimal. The area receives 54.3 inches of rainfall per year. Within 5 miles: 49 parks, 13 groceries, 85 dining spots and 10 schools. One hospital serves the immediate area. Median household income: $72,474. With a 9.8% poverty rate and 77.4% homeownership, the community reflects a stable residential mix. Nearby cities: Fort Myers (7mi NE), North Fort Myers (8mi NE), San Carlos Park (10mi SE). Air quality is Good — avg AQI 43 over the past week.
📍 City Briefing
Living in Cape Coral, summers are hot, with Jul highs around 88.3°F, while winters stay mild, with Jan lows rarely below 57.4°F. At just 1 heating degree days per year, home heating costs are minimal. The area receives 54.3 inches of rainfall per year. Within 5 miles: 49 parks, 13 groceries, 85 dining spots and 10 schools. One hospital serves the immediate area. Median household income: $72,474. With a 9.8% poverty rate and 77.4% homeownership, the community reflects a stable residential mix. Nearby cities: Fort Myers (7mi NE), North Fort Myers (8mi NE), San Carlos Park (10mi SE). Air quality is Good — avg AQI 43 over the past week.
⚠️ Natural Hazard History — Cape Coral
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

LCEC (Lee County Electric Cooperative)
🔥 Gas

N/A
💧 Water

$60/mo

City of Cape Coral Utilities
🗑️ Garbage

$25/mo

Waste Pro USA
📶 Internet

$70/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom$1467/mo
2 Bedrooms$1630/mo
3 Bedrooms$2037/mo
Median Home Price$302,400
Property Tax Rate1.1%
Avg Childcare/mo$1000

Cape Coral’s housing market is competitive with high demand for waterfront properties. Prices have risen steadily due to limited inventory and population growth.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.1%
<p>State 6% + County 1.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+15% growing
Political Climate
Red
Business Momentum
Moderate with key industries in construction, healthcare, and tourism
Top Local Concerns
hurricane preparedness, rising home prices, traffic congestion
🚌 Transit for Families

Limited public transit, car-dependent but with good sidewalks in newer areas.

🎡 Top Kid Attractions
  • 🎯
    Sun Splash Family Waterpark
  • 🎯
    Four Mile Cove Ecological Preserve

Best Neighborhoods for Families

The Southwest Cape offers newer developments with family-friendly amenities. Yacht Club area provides walkable access to parks and schools.

Household Budget Calculator

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📊 Cape Coral — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$72,474
👤 Median Age
48.3
🏠 Homeownership Rate
77.4%
🔑 Renter Rate
22.6%
📉 Poverty Rate
9.8%
💼 Unemployment Rate
4.4%
📡 Internet Access
90.6%
🎓 College Educated
20.8%
📍 Cape Coral City Stories

Cape Coral, Florida — City Overview

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